Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 02/18/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672000000 | 3.672500000 | 3.673000000 | AED |
| USD | = | 62.970000000 | 63.070000000 | 63.170000000 | AFN |
| USD | = | 80.920000000 | 81.150000000 | 81.380000000 | ALL |
| USD | = | 375.830000000 | 376.830000000 | 377.830000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.048000000 | 912.131500000 | 912.215000000 | AOA |
| USD | = | 1393.250000000 | 1393.500000000 | 1393.750000000 | ARS |
| USD | = | 1.411137828 | 1.412170081 | 1.413203846 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.645000000 | 1.652050000 | 1.659100000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376950000 | 0.376975000 | 0.377000000 | BHD |
| USD | = | 2953.180000000 | 2965.180000000 | 2977.180000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.262400000 | 1.262800000 | 1.263200000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.222800000 | 5.223050000 | 5.223300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.661000000 | 90.668500000 | 90.676000000 | BTN |
| USD | = | 12.468827930 | 13.149243918 | 13.908205841 | BWP |
| USD | = | 2.842000000 | 2.850000000 | 2.858000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.362429000 | 1.363976000 | 1.365523000 | CAD |
| USD | = | 2271.000000000 | 2310.500000000 | 2350.000000000 | CDF |
| USD | = | 0.769643000 | 0.770312000 | 0.770980000 | CHF |
| USD | = | 865.010000000 | 865.425000000 | 865.840000000 | CLP |
| USD | = | 6.873460000 | 6.891380000 | 6.909300000 | CNY |
| USD | = | 3661.090000000 | 3662.980000000 | 3664.870000000 | COP |
| USD | = | 476.800000000 | 479.875000000 | 482.950000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.020000000 | 93.465000000 | 93.910000000 | CVE |
| USD | = | 20.475000000 | 20.484000000 | 20.493000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.274155000 | 6.304149000 | 6.334143000 | DKK |
| USD | = | 61.330000000 | 61.520000000 | 61.710000000 | DOP |
| USD | = | 129.094000000 | 129.739000000 | 130.384000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 46.850000000 | 46.900000000 | 46.950000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.049800000 | 155.549800000 | 156.049800000 | ETB |
| USD | = | 0.843552266 | 0.843807800 | 0.844063490 | EUR |
| USD | = | 2.164502164 | 2.190820462 | 2.217786648 | FJD |
| USD | = | 0.738116327 | 0.738170812 | 0.738225306 | FKP |
| USD | = | 0.737222822 | 0.737308161 | 0.737392976 | GBP |
| USD | = | 2.647000000 | 2.677000000 | 2.707000000 | GEL |
| USD | = | 10.990000000 | 11.005000000 | 11.020000000 | GHS |
| USD | = | 0.738116327 | 0.738170812 | 0.738225306 | GIP |
| USD | = | 73.700000000 | 74.100000000 | 74.500000000 | GMD |
| USD | = | 8755.000000000 | 8777.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.670000000 | 7.680000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.806096000 | 7.824731000 | 7.843365000 | HKD |
| USD | = | 26.419100000 | 26.449550000 | 26.480000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.850000000 | 131.275000000 | 131.700000000 | HTG |
| USD | = | 318.660000000 | 318.880000000 | 319.100000000 | HUF |
| USD | = | 16774.525000000 | 16804.762500000 | 16835.000000000 | IDR |
| USD | = | 3.089500000 | 3.099500000 | 3.109500000 | ILS |
| USD | = | 90.597000000 | 90.626500000 | 90.656000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1281860.000000000 | 1282110.000000000 | 1282360.000000000 | IRR |
| USD | = | 122.230000000 | 122.360000000 | 122.490000000 | ISK |
| USD | = | 154.810000000 | 155.710000000 | 156.610000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 152.892300000 | 153.127000000 | 153.361700000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4012.000000000 | 4017.000000000 | 4022.000000000 | KHR |
| USD | = | 415.990000000 | 416.990000000 | 417.990000000 | KMF |
| USD | = | 1433.576100000 | 1437.343050000 | 1441.110000000 | KRW |
| USD | = | 0.305100000 | 0.305150000 | 0.305200000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 491.110000000 | 491.435000000 | 491.760000000 | KZT |
| USD | = | 21325.000000000 | 21426.000000000 | 21527.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.350000000 | 309.400000000 | 309.450000000 | LKR |
| USD | = | 185.000000000 | 185.500000000 | 186.000000000 | LRD |
| USD | = | 16.003500000 | 16.024050000 | 16.044600000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.289800000 | 6.303650000 | 6.317500000 | LYD |
| USD | = | 9.138600000 | 9.142600000 | 9.146600000 | MAD |
| USD | = | 16.870000000 | 16.920000000 | 16.970000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 51.970000000 | 52.180000000 | 52.390000000 | MKD |
| USD | = | 3654.000000000 | 3654.000000000 | 3654.000000000 | MMK |
| USD | = | 3566.000000000 | 3569.000000000 | 3572.000000000 | MNT |
| USD | = | 8.050000000 | 8.056000000 | 8.062000000 | MOP |
| USD | = | 39.900100000 | 40.080100000 | 40.260100000 | MRU |
| USD | = | 45.780000000 | 45.930000000 | 46.080000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.056107000 | 17.135206000 | 17.214305000 | MXN |
| USD | = | 3.898000000 | 3.900000000 | 3.902000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.040800000 | 16.042300000 | 16.043800000 | NAD |
| USD | = | 1344.270000000 | 1345.710000000 | 1347.150000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.529477000 | 9.534812000 | 9.540146000 | NOK |
| USD | = | 145.080000000 | 145.085000000 | 145.090000000 | NPR |
| USD | = | 1.651426750 | 1.653687972 | 1.655955395 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.344300000 | 3.345250000 | 3.346200000 | PEN |
| USD | = | 4.280821917 | 4.360148245 | 4.442470013 | PGK |
| USD | = | 57.774220000 | 57.891610000 | 58.009000000 | PHP |
| USD | = | 279.300000000 | 279.550000000 | 279.800000000 | PKR |
| USD | = | 3.558000000 | 3.559600000 | 3.561200000 | PLN |
| USD | = | 6531.940000000 | 6536.025000000 | 6540.110000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.298700000 | 4.299700000 | 4.300700000 | RON |
| USD | = | 98.810000000 | 98.955000000 | 99.100000000 | RSD |
| USD | = | 76.345500000 | 76.350000000 | 76.354500000 | RUB |
| USD | = | 1451.570000000 | 1456.570000000 | 1461.570000000 | RWF |
| USD | = | 3.750100000 | 3.750200000 | 3.750300000 | SAR |
| USD | = | 7.923930269 | 8.051529790 | 8.183306055 | SBD |
| USD | = | 13.992300000 | 13.992500000 | 13.992700000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.450200000 | 600.120700000 | 601.791200000 | SDG |
| USD | = | 8.950984000 | 8.969232000 | 8.987479000 | SEK |
| USD | = | 1.260398000 | 1.262764000 | 1.265131000 | SGD |
| USD | = | 0.738443361 | 0.738525165 | 0.738606987 | SHP |
| USD | = | 24.200000000 | 24.450000000 | 24.700000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.451000000 | 37.704000000 | 37.957000000 | SRD |
| USD | = | 4483.572200000 | 4551.572200000 | 4619.572200000 | SSP |
| USD | = | 20.668100000 | 20.884350000 | 21.100600000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.500000000 | 115.500000000 | 120.500000000 | SYP |
| USD | = | 16.003400000 | 16.024000000 | 16.044600000 | SZL |
| USD | = | 31.144920000 | 31.237460000 | 31.330000000 | THB |
| USD | = | 9.430000000 | 9.460000000 | 9.490000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.861000000 | 2.864500000 | 2.868000000 | TND |
| USD | = | 2.278942570 | 2.345765892 | 2.416626389 | TOP |
| USD | = | 43.723400000 | 43.740150000 | 43.756900000 | TRY |
| USD | = | 6.736200000 | 6.781100000 | 6.826000000 | TTD |
| USD | = | 31.219120000 | 31.312560000 | 31.406000000 | TWD |
| USD | = | 2570.000000000 | 2595.000000000 | 2620.000000000 | TZS |
| USD | = | 43.292100000 | 43.311800000 | 43.331500000 | UAH |
| USD | = | 3525.000000000 | 3530.000000000 | 3535.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.840000000 | 38.855000000 | 38.870000000 | UYU |
| USD | = | 12132.860000000 | 12137.860000000 | 12142.860000000 | UZS |
| USD | = | 395.376482000 | 395.871941000 | 396.367400000 | VES |
| USD | = | 25920.000000000 | 25970.000000000 | 26020.000000000 | VND |
| USD | = | 116.200000000 | 119.580000000 | 122.960000000 | VUV |
| USD | = | 2.637130801 | 2.697599136 | 2.760905577 | WST |
| USD | = | 553.360000000 | 569.460000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 551.000000000 | 554.500000000 | 558.000000000 | XOF |
| USD | = | 100.370000000 | 100.835000000 | 101.300000000 | XPF |
| USD | = | 238.090000000 | 238.340000000 | 238.590000000 | YER |
| USD | = | 16.019500000 | 16.032050000 | 16.044600000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.400000000 | 18.425000000 | 18.450000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.