Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 02/17/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672700000 | 3.672950000 | 3.673200000 | AED |
| USD | = | 62.610000000 | 62.710000000 | 62.810000000 | AFN |
| USD | = | 81.100000000 | 81.350000000 | 81.600000000 | ALL |
| USD | = | 376.670000000 | 377.670000000 | 378.670000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.253000000 | 918.953000000 | 925.653000000 | AOA |
| USD | = | 1399.000000000 | 1399.250000000 | 1399.500000000 | ARS |
| USD | = | 1.412946261 | 1.413977164 | 1.415007570 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.645000000 | 1.652150000 | 1.659300000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.270000000 | 122.315000000 | 122.360000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376950000 | 0.376975000 | 0.377000000 | BHD |
| USD | = | 2952.960000000 | 2964.960000000 | 2976.960000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.262000000 | 1.262450000 | 1.262900000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.224000000 | 5.224400000 | 5.224800000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.679000000 | 90.686500000 | 90.694000000 | BTN |
| USD | = | 13.586956521 | 13.698630136 | 13.812154696 | BWP |
| USD | = | 2.842500000 | 2.851500000 | 2.860500000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.362039000 | 1.363594000 | 1.365149000 | CAD |
| USD | = | 2248.500000000 | 2299.250000000 | 2350.000000000 | CDF |
| USD | = | 0.769054000 | 0.769722000 | 0.770390000 | CHF |
| USD | = | 862.270000000 | 862.965000000 | 863.660000000 | CLP |
| USD | = | 6.873460000 | 6.891380000 | 6.909300000 | CNY |
| USD | = | 3657.320000000 | 3659.505000000 | 3661.690000000 | COP |
| USD | = | 478.720000000 | 481.795000000 | 484.870000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.020000000 | 93.470000000 | 93.920000000 | CVE |
| USD | = | 20.458000000 | 20.474000000 | 20.490000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.274021000 | 6.304067000 | 6.334114000 | DKK |
| USD | = | 61.520000000 | 61.715000000 | 61.910000000 | DOP |
| USD | = | 129.078000000 | 129.723500000 | 130.369000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 46.640000000 | 46.690000000 | 46.740000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.049800000 | 155.549800000 | 156.049800000 | ETB |
| USD | = | 0.843596386 | 0.843854084 | 0.844111939 | EUR |
| USD | = | 2.172496198 | 2.213368747 | 2.255808707 | FJD |
| USD | = | 0.733729547 | 0.733837234 | 0.733944954 | FKP |
| USD | = | 0.733735469 | 0.733824310 | 0.733913712 | GBP |
| USD | = | 2.648000000 | 2.678000000 | 2.708000000 | GEL |
| USD | = | 10.990000000 | 10.995000000 | 11.000000000 | GHS |
| USD | = | 0.733729547 | 0.733837234 | 0.733944954 | GIP |
| USD | = | 73.800000000 | 74.150000000 | 74.500000000 | GMD |
| USD | = | 8755.000000000 | 8777.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.670000000 | 7.680000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.796951000 | 7.815660000 | 7.834369000 | HKD |
| USD | = | 26.460900000 | 26.470450000 | 26.480000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.353700000 | 130.896150000 | 131.438600000 | HTG |
| USD | = | 318.340000000 | 318.595000000 | 318.850000000 | HUF |
| USD | = | 16774.525000000 | 16804.762500000 | 16835.000000000 | IDR |
| USD | = | 3.090100000 | 3.099900000 | 3.109700000 | ILS |
| USD | = | 90.778000000 | 90.783000000 | 90.788000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1280055.000000000 | 1280305.000000000 | 1280555.000000000 | IRR |
| USD | = | 122.200000000 | 122.360000000 | 122.520000000 | ISK |
| USD | = | 155.210000000 | 156.060000000 | 156.910000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 153.314700000 | 153.550500000 | 153.786300000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4014.000000000 | 4019.000000000 | 4024.000000000 | KHR |
| USD | = | 414.890000000 | 415.890000000 | 416.890000000 | KMF |
| USD | = | 1433.864650000 | 1437.627325000 | 1441.390000000 | KRW |
| USD | = | 0.305100000 | 0.305150000 | 0.305200000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 491.300000000 | 491.325000000 | 491.350000000 | KZT |
| USD | = | 21323.000000000 | 21424.000000000 | 21525.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.100000000 | 309.200000000 | 309.300000000 | LKR |
| USD | = | 185.000000000 | 186.000000000 | 187.000000000 | LRD |
| USD | = | 15.949000000 | 15.962000000 | 15.975000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.289800000 | 6.303650000 | 6.317500000 | LYD |
| USD | = | 9.117700000 | 9.122600000 | 9.127500000 | MAD |
| USD | = | 16.810000000 | 16.860000000 | 16.910000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 51.800000000 | 52.010000000 | 52.220000000 | MKD |
| USD | = | 3654.000000000 | 3654.000000000 | 3654.000000000 | MMK |
| USD | = | 3566.000000000 | 3569.000000000 | 3572.000000000 | MNT |
| USD | = | 8.050000000 | 8.054000000 | 8.058000000 | MOP |
| USD | = | 39.780500000 | 39.840500000 | 39.900500000 | MRU |
| USD | = | 45.780000000 | 45.930000000 | 46.080000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.088695000 | 17.169162000 | 17.249628000 | MXN |
| USD | = | 3.898000000 | 3.900000000 | 3.902000000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 15.971200000 | 15.972700000 | 15.974200000 | NAD |
| USD | = | 1347.730000000 | 1348.730000000 | 1349.730000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.499549000 | 9.509740000 | 9.519932000 | NOK |
| USD | = | 145.040000000 | 145.050000000 | 145.060000000 | NPR |
| USD | = | 1.655640103 | 1.657893646 | 1.660156087 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.346400000 | 3.347500000 | 3.348600000 | PEN |
| USD | = | 4.139072847 | 4.290004290 | 4.452359750 | PGK |
| USD | = | 57.825118000 | 57.927059000 | 58.029000000 | PHP |
| USD | = | 279.500000000 | 279.575000000 | 279.650000000 | PKR |
| USD | = | 3.555000000 | 3.556500000 | 3.558000000 | PLN |
| USD | = | 6531.940000000 | 6536.025000000 | 6540.110000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.296300000 | 4.299650000 | 4.303000000 | RON |
| USD | = | 98.810000000 | 98.955000000 | 99.100000000 | RSD |
| USD | = | 76.750000000 | 76.760000000 | 76.770000000 | RUB |
| USD | = | 1451.380000000 | 1456.380000000 | 1461.380000000 | RWF |
| USD | = | 3.750100000 | 3.750200000 | 3.750300000 | SAR |
| USD | = | 7.739938080 | 7.955449482 | 8.183306055 | SBD |
| USD | = | 14.631900000 | 15.007050000 | 15.382200000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 8.921819000 | 8.942642000 | 8.963465000 | SEK |
| USD | = | 1.260188000 | 1.262545000 | 1.264902000 | SGD |
| USD | = | 0.734376147 | 0.734457052 | 0.734537975 | SHP |
| USD | = | 24.150000000 | 24.550000000 | 24.950000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.444000000 | 37.697000000 | 37.950000000 | SRD |
| USD | = | 4485.052500000 | 4553.052500000 | 4621.052500000 | SSP |
| USD | = | 20.668100000 | 20.885200000 | 21.102300000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.520000000 | 115.520000000 | 120.520000000 | SYP |
| USD | = | 15.949000000 | 15.962000000 | 15.975000000 | SZL |
| USD | = | 30.975600000 | 31.057800000 | 31.140000000 | THB |
| USD | = | 9.390000000 | 9.435000000 | 9.480000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.856900000 | 2.857650000 | 2.858400000 | TND |
| USD | = | 2.284148012 | 2.343017806 | 2.405002405 | TOP |
| USD | = | 43.722800000 | 43.727800000 | 43.732800000 | TRY |
| USD | = | 6.736200000 | 6.781100000 | 6.826000000 | TTD |
| USD | = | 31.196235000 | 31.289617500 | 31.383000000 | TWD |
| USD | = | 2585.000000000 | 2610.000000000 | 2635.000000000 | TZS |
| USD | = | 43.237800000 | 43.244350000 | 43.250900000 | UAH |
| USD | = | 3535.000000000 | 3540.000000000 | 3545.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.840000000 | 38.855000000 | 38.870000000 | UYU |
| USD | = | 12186.300000000 | 12191.300000000 | 12196.300000000 | UZS |
| USD | = | 395.376482000 | 395.871941000 | 396.367400000 | VES |
| USD | = | 25920.000000000 | 25970.000000000 | 26020.000000000 | VND |
| USD | = | 116.250000000 | 119.630000000 | 123.010000000 | VUV |
| USD | = | 2.605523710 | 2.682403433 | 2.763957987 | WST |
| USD | = | 553.360000000 | 569.460000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 550.000000000 | 553.500000000 | 557.000000000 | XOF |
| USD | = | 100.370000000 | 100.835000000 | 101.300000000 | XPF |
| USD | = | 238.090000000 | 238.340000000 | 238.590000000 | YER |
| USD | = | 15.965000000 | 15.970000000 | 15.975000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.250000000 | 18.275000000 | 18.300000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.