Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 02/16/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672000000 | 3.672500000 | 3.673000000 | AED |
| USD | = | 64.850000000 | 64.950000000 | 65.050000000 | AFN |
| USD | = | 80.940000000 | 81.240000000 | 81.540000000 | ALL |
| USD | = | 375.940000000 | 376.940000000 | 377.940000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.253000000 | 918.953000000 | 925.653000000 | AOA |
| USD | = | 1399.000000000 | 1399.250000000 | 1399.500000000 | ARS |
| USD | = | 1.413205843 | 1.414231124 | 1.415257895 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.642700000 | 1.649800000 | 1.656900000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.260000000 | 122.300000000 | 122.340000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377000000 | 0.377020000 | 0.377040000 | BHD |
| USD | = | 2942.500000000 | 2956.000000000 | 2969.500000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.261800000 | 1.262400000 | 1.263000000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.224000000 | 5.224400000 | 5.224800000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.525000000 | 90.555000000 | 90.585000000 | BTN |
| USD | = | 12.453300124 | 13.131976362 | 13.888888888 | BWP |
| USD | = | 2.853200000 | 2.862750000 | 2.872300000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.360149000 | 1.361715000 | 1.363280000 | CAD |
| USD | = | 2247.500000000 | 2298.750000000 | 2350.000000000 | CDF |
| USD | = | 0.767386000 | 0.768417000 | 0.769448000 | CHF |
| USD | = | 860.860000000 | 862.250000000 | 863.640000000 | CLP |
| USD | = | 6.873460000 | 6.891380000 | 6.909300000 | CNY |
| USD | = | 3659.100000000 | 3660.795000000 | 3662.490000000 | COP |
| USD | = | 482.280000000 | 485.355000000 | 488.430000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 92.890000000 | 93.335000000 | 93.780000000 | CVE |
| USD | = | 20.427000000 | 20.443000000 | 20.459000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.265037000 | 6.295459000 | 6.325880000 | DKK |
| USD | = | 61.990000000 | 62.230000000 | 62.470000000 | DOP |
| USD | = | 128.992000000 | 129.637000000 | 130.282000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 46.650000000 | 46.700000000 | 46.750000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.057200000 | 155.557200000 | 156.057200000 | ETB |
| USD | = | 0.842428755 | 0.842680769 | 0.842933645 | EUR |
| USD | = | 2.173440556 | 2.214348981 | 2.256826901 | FJD |
| USD | = | 0.732547066 | 0.732627568 | 0.732708089 | FKP |
| USD | = | 0.732674805 | 0.732759631 | 0.732844477 | GBP |
| USD | = | 2.649000000 | 2.679000000 | 2.709000000 | GEL |
| USD | = | 10.980000000 | 10.990000000 | 11.000000000 | GHS |
| USD | = | 0.732547066 | 0.732627568 | 0.732708089 | GIP |
| USD | = | 73.800000000 | 74.150000000 | 74.500000000 | GMD |
| USD | = | 8755.000000000 | 8777.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.670000000 | 7.680000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.804761000 | 7.823260000 | 7.841760000 | HKD |
| USD | = | 26.425000000 | 26.427500000 | 26.430000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.750000000 | 131.200000000 | 131.650000000 | HTG |
| USD | = | 319.070000000 | 319.270000000 | 319.470000000 | HUF |
| USD | = | 16774.525000000 | 16804.762500000 | 16835.000000000 | IDR |
| USD | = | 3.076700000 | 3.081100000 | 3.085500000 | ILS |
| USD | = | 90.525000000 | 90.555000000 | 90.585000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1277342.000000000 | 1277592.000000000 | 1277842.000000000 | IRR |
| USD | = | 122.050000000 | 122.185000000 | 122.320000000 | ISK |
| USD | = | 155.170000000 | 156.095000000 | 157.020000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 152.563800000 | 152.799000000 | 153.034200000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4013.000000000 | 4018.000000000 | 4023.000000000 | KHR |
| USD | = | 414.710000000 | 415.710000000 | 416.710000000 | KMF |
| USD | = | 1433.297500000 | 1437.058750000 | 1440.820000000 | KRW |
| USD | = | 0.305100000 | 0.305150000 | 0.305200000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 493.840000000 | 494.350000000 | 494.860000000 | KZT |
| USD | = | 21323.000000000 | 21424.000000000 | 21525.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.200000000 | 309.225000000 | 309.250000000 | LKR |
| USD | = | 185.000000000 | 186.000000000 | 187.000000000 | LRD |
| USD | = | 15.919500000 | 15.942450000 | 15.965400000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.290000000 | 6.303850000 | 6.317700000 | LYD |
| USD | = | 9.124700000 | 9.133950000 | 9.143200000 | MAD |
| USD | = | 16.860000000 | 16.910000000 | 16.960000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 51.710000000 | 51.920000000 | 52.130000000 | MKD |
| USD | = | 3654.000000000 | 3654.000000000 | 3654.000000000 | MMK |
| USD | = | 3566.000000000 | 3569.000000000 | 3572.000000000 | MNT |
| USD | = | 8.052000000 | 8.057000000 | 8.062000000 | MOP |
| USD | = | 39.850100000 | 40.030100000 | 40.210100000 | MRU |
| USD | = | 45.750000000 | 45.900000000 | 46.050000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.082378000 | 17.162366000 | 17.242354000 | MXN |
| USD | = | 3.896000000 | 3.899000000 | 3.902000000 | MYR |
| USD | = | 63.240000000 | 63.590000000 | 63.940000000 | MZN |
| USD | = | 15.933300000 | 15.945600000 | 15.957900000 | NAD |
| USD | = | 1351.170000000 | 1353.500000000 | 1355.830000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.492730000 | 9.522132000 | 9.551534000 | NOK |
| USD | = | 145.020000000 | 145.025000000 | 145.030000000 | NPR |
| USD | = | 1.655390697 | 1.657646308 | 1.659910829 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.351000000 | 3.353000000 | 3.355000000 | PEN |
| USD | = | 4.137360364 | 4.288164665 | 4.450378282 | PGK |
| USD | = | 57.731306000 | 57.837653000 | 57.944000000 | PHP |
| USD | = | 279.350000000 | 279.600000000 | 279.850000000 | PKR |
| USD | = | 3.546200000 | 3.548150000 | 3.550100000 | PLN |
| USD | = | 6531.940000000 | 6536.025000000 | 6540.110000000 | PYG |
| USD | = | 3.644500000 | 3.645000000 | 3.645500000 | QAR |
| USD | = | 4.286500000 | 4.288800000 | 4.291100000 | RON |
| USD | = | 98.810000000 | 98.955000000 | 99.100000000 | RSD |
| USD | = | 76.645500000 | 76.650000000 | 76.654500000 | RUB |
| USD | = | 1452.500000000 | 1457.500000000 | 1462.500000000 | RWF |
| USD | = | 3.750200000 | 3.750300000 | 3.750400000 | SAR |
| USD | = | 7.727975270 | 7.942811755 | 8.169934640 | SBD |
| USD | = | 14.399600000 | 14.774750000 | 15.149900000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 8.901477000 | 8.934322000 | 8.967167000 | SEK |
| USD | = | 1.260158000 | 1.262600000 | 1.265042000 | SGD |
| USD | = | 0.733783387 | 0.733864161 | 0.733944954 | SHP |
| USD | = | 24.150000000 | 24.550000000 | 24.950000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.704000000 | 37.957000000 | 38.210000000 | SRD |
| USD | = | 4484.999500000 | 4552.999500000 | 4620.999500000 | SSP |
| USD | = | 20.643700000 | 20.857000000 | 21.070300000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.500000000 | 115.500000000 | 120.500000000 | SYP |
| USD | = | 15.919400000 | 15.942400000 | 15.965400000 | SZL |
| USD | = | 30.915840000 | 31.017920000 | 31.120000000 | THB |
| USD | = | 9.390000000 | 9.435000000 | 9.480000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.835000000 | 2.838500000 | 2.842000000 | TND |
| USD | = | 2.283626398 | 2.342468962 | 2.404424140 | TOP |
| USD | = | 43.696700000 | 43.718750000 | 43.740800000 | TRY |
| USD | = | 6.736200000 | 6.781100000 | 6.826000000 | TTD |
| USD | = | 31.212155000 | 31.305577500 | 31.399000000 | TWD |
| USD | = | 2580.000000000 | 2600.000000000 | 2620.000000000 | TZS |
| USD | = | 43.078100000 | 43.094800000 | 43.111500000 | UAH |
| USD | = | 3535.090000000 | 3540.090000000 | 3545.090000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.730000000 | 38.745000000 | 38.760000000 | UYU |
| USD | = | 12215.980000000 | 12220.980000000 | 12225.980000000 | UZS |
| USD | = | 395.376482000 | 395.871941000 | 396.367400000 | VES |
| USD | = | 25920.000000000 | 25970.000000000 | 26020.000000000 | VND |
| USD | = | 116.300000000 | 119.680000000 | 123.060000000 | VUV |
| USD | = | 2.606202762 | 2.683123155 | 2.764722145 | WST |
| USD | = | 552.480000000 | 560.820000000 | 569.160000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 550.000000000 | 553.500000000 | 557.000000000 | XOF |
| USD | = | 100.240000000 | 100.705000000 | 101.170000000 | XPF |
| USD | = | 238.020000000 | 238.270000000 | 238.520000000 | YER |
| USD | = | 15.934400000 | 15.949400000 | 15.964400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.095000000 | 18.120000000 | 18.145000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.