Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 02/13/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 64.850000000 | 64.950000000 | 65.050000000 | AFN |
| USD | = | 80.950000000 | 81.225000000 | 81.500000000 | ALL |
| USD | = | 376.570000000 | 377.570000000 | 378.570000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.290000000 | 918.990000000 | 925.690000000 | AOA |
| USD | = | 1396.000000000 | 1397.000000000 | 1398.000000000 | ARS |
| USD | = | 1.409948029 | 1.410976550 | 1.412004580 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.642700000 | 1.649500000 | 1.656300000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.260000000 | 122.300000000 | 122.340000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377000000 | 0.377020000 | 0.377040000 | BHD |
| USD | = | 2952.550000000 | 2964.550000000 | 2976.550000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.261900000 | 1.262300000 | 1.262700000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.212000000 | 5.212500000 | 5.213000000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.594000000 | 90.602000000 | 90.610000000 | BTN |
| USD | = | 13.586956521 | 13.708019191 | 13.831258644 | BWP |
| USD | = | 2.858500000 | 2.866100000 | 2.873700000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.359586000 | 1.361125000 | 1.362664000 | CAD |
| USD | = | 2247.500000000 | 2298.750000000 | 2350.000000000 | CDF |
| USD | = | 0.768813000 | 0.769477000 | 0.770141000 | CHF |
| USD | = | 857.120000000 | 857.710000000 | 858.300000000 | CLP |
| USD | = | 6.866495000 | 6.883847500 | 6.901200000 | CNY |
| USD | = | 3660.120000000 | 3662.520000000 | 3664.920000000 | COP |
| USD | = | 484.630000000 | 487.705000000 | 490.780000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 92.890000000 | 93.315000000 | 93.740000000 | CVE |
| USD | = | 20.421000000 | 20.431000000 | 20.441000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.263702000 | 6.293652000 | 6.323603000 | DKK |
| USD | = | 62.210000000 | 62.400000000 | 62.590000000 | DOP |
| USD | = | 128.961000000 | 129.605500000 | 130.250000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 46.800000000 | 46.850000000 | 46.900000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.245000000 | 155.745000000 | 156.245000000 | ETB |
| USD | = | 0.842238602 | 0.842493342 | 0.842748945 | EUR |
| USD | = | 2.164502164 | 2.190820462 | 2.217786648 | FJD |
| USD | = | 0.734160487 | 0.734241345 | 0.734322220 | FKP |
| USD | = | 0.734190133 | 0.734272614 | 0.734355115 | GBP |
| USD | = | 2.650000000 | 2.680000000 | 2.710000000 | GEL |
| USD | = | 10.985000000 | 10.992500000 | 11.000000000 | GHS |
| USD | = | 0.734160487 | 0.734241345 | 0.734322220 | GIP |
| USD | = | 73.800000000 | 74.150000000 | 74.500000000 | GMD |
| USD | = | 8755.000000000 | 8777.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.670000000 | 7.680000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.803129000 | 7.821650000 | 7.840172000 | HKD |
| USD | = | 26.414000000 | 26.422000000 | 26.430000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.550000000 | 130.975000000 | 131.400000000 | HTG |
| USD | = | 318.970000000 | 319.260000000 | 319.550000000 | HUF |
| USD | = | 16759.570000000 | 16789.785000000 | 16820.000000000 | IDR |
| USD | = | 3.071500000 | 3.072450000 | 3.073400000 | ILS |
| USD | = | 90.544000000 | 90.564000000 | 90.584000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1266273.000000000 | 1266523.000000000 | 1266773.000000000 | IRR |
| USD | = | 122.190000000 | 122.325000000 | 122.460000000 | ISK |
| USD | = | 155.510000000 | 156.360000000 | 157.210000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 152.532900000 | 152.767550000 | 153.002200000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4012.000000000 | 4017.000000000 | 4022.000000000 | KHR |
| USD | = | 414.380000000 | 415.380000000 | 416.380000000 | KMF |
| USD | = | 1434.521350000 | 1438.285675000 | 1442.050000000 | KRW |
| USD | = | 0.305100000 | 0.305150000 | 0.305200000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 493.530000000 | 493.855000000 | 494.180000000 | KZT |
| USD | = | 21328.000000000 | 21429.000000000 | 21530.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.300000000 | 309.330000000 | 309.360000000 | LKR |
| USD | = | 186.000000000 | 186.500000000 | 187.000000000 | LRD |
| USD | = | 15.966700000 | 15.968150000 | 15.969600000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.292000000 | 6.305850000 | 6.319700000 | LYD |
| USD | = | 9.144400000 | 9.148400000 | 9.152400000 | MAD |
| USD | = | 16.780000000 | 16.830000000 | 16.880000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 51.680000000 | 51.890000000 | 52.100000000 | MKD |
| USD | = | 3654.000000000 | 3654.000000000 | 3654.000000000 | MMK |
| USD | = | 3566.000000000 | 3569.000000000 | 3572.000000000 | MNT |
| USD | = | 8.050000000 | 8.054500000 | 8.059000000 | MOP |
| USD | = | 39.850100000 | 40.030100000 | 40.210100000 | MRU |
| USD | = | 45.720000000 | 45.870000000 | 46.020000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.144256000 | 17.223924000 | 17.303592000 | MXN |
| USD | = | 3.900000000 | 3.902500000 | 3.905000000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 15.966700000 | 15.968150000 | 15.969600000 | NAD |
| USD | = | 1352.260000000 | 1353.060000000 | 1353.860000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.532372000 | 9.540029000 | 9.547687000 | NOK |
| USD | = | 144.940000000 | 144.950000000 | 144.960000000 | NPR |
| USD | = | 1.655672997 | 1.657926630 | 1.660186405 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.352900000 | 3.353900000 | 3.354900000 | PEN |
| USD | = | 4.135649296 | 4.286326618 | 4.448398576 | PGK |
| USD | = | 57.916934000 | 58.023467000 | 58.130000000 | PHP |
| USD | = | 279.400000000 | 279.650000000 | 279.900000000 | PKR |
| USD | = | 3.549500000 | 3.550750000 | 3.552000000 | PLN |
| USD | = | 6555.300000000 | 6558.765000000 | 6562.230000000 | PYG |
| USD | = | 3.644000000 | 3.644500000 | 3.645000000 | QAR |
| USD | = | 4.288700000 | 4.289750000 | 4.290800000 | RON |
| USD | = | 98.710000000 | 98.905000000 | 99.100000000 | RSD |
| USD | = | 77.220500000 | 77.225000000 | 77.229500000 | RUB |
| USD | = | 1451.040000000 | 1456.040000000 | 1461.040000000 | RWF |
| USD | = | 3.750200000 | 3.750300000 | 3.750400000 | SAR |
| USD | = | 7.727975270 | 7.942811755 | 8.169934640 | SBD |
| USD | = | 13.815000000 | 13.815200000 | 13.815400000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.450200000 | 600.120700000 | 601.791200000 | SDG |
| USD | = | 8.909670000 | 8.928964000 | 8.948257000 | SEK |
| USD | = | 1.260134000 | 1.262470000 | 1.264807000 | SGD |
| USD | = | 0.734861845 | 0.734942858 | 0.735023888 | SHP |
| USD | = | 24.200000000 | 24.550000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.631000000 | 37.884000000 | 38.137000000 | SRD |
| USD | = | 4484.999500000 | 4552.999500000 | 4620.999500000 | SSP |
| USD | = | 20.640200000 | 20.852600000 | 21.065000000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.520000000 | 115.520000000 | 120.520000000 | SYP |
| USD | = | 15.934300000 | 15.961750000 | 15.989200000 | SZL |
| USD | = | 30.935760000 | 31.017880000 | 31.100000000 | THB |
| USD | = | 9.380000000 | 9.425000000 | 9.470000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.830400000 | 2.847500000 | 2.864600000 | TND |
| USD | = | 2.282062984 | 2.340823970 | 2.402691013 | TOP |
| USD | = | 43.722100000 | 43.733350000 | 43.744600000 | TRY |
| USD | = | 6.749300000 | 6.787650000 | 6.826000000 | TTD |
| USD | = | 31.259915000 | 31.353457500 | 31.447000000 | TWD |
| USD | = | 2580.000000000 | 2600.000000000 | 2620.000000000 | TZS |
| USD | = | 43.000000000 | 43.050000000 | 43.100000000 | UAH |
| USD | = | 3538.910000000 | 3543.910000000 | 3548.910000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.540000000 | 38.555000000 | 38.570000000 | UYU |
| USD | = | 12270.580000000 | 12275.580000000 | 12280.580000000 | UZS |
| USD | = | 392.238546000 | 392.730073000 | 393.221600000 | VES |
| USD | = | 25910.000000000 | 25960.000000000 | 26010.000000000 | VND |
| USD | = | 116.500000000 | 119.880000000 | 123.260000000 | VUV |
| USD | = | 2.606202762 | 2.683123155 | 2.764722145 | WST |
| USD | = | 552.570000000 | 569.065000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 549.000000000 | 552.500000000 | 556.000000000 | XOF |
| USD | = | 100.240000000 | 100.685000000 | 101.130000000 | XPF |
| USD | = | 238.070000000 | 238.320000000 | 238.570000000 | YER |
| USD | = | 15.954300000 | 15.967100000 | 15.979900000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.325000000 | 18.350000000 | 18.375000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.