Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 02/02/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672000000 | 3.672500000 | 3.673000000 | AED |
| USD | = | 65.250000000 | 65.350000000 | 65.450000000 | AFN |
| USD | = | 81.260000000 | 81.600000000 | 81.940000000 | ALL |
| USD | = | 377.640000000 | 378.640000000 | 379.640000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.133000000 | 918.833000000 | 925.533000000 | AOA |
| USD | = | 1446.750000000 | 1447.000000000 | 1447.250000000 | ARS |
| USD | = | 1.438453604 | 1.439503428 | 1.440554786 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.645800000 | 1.652750000 | 1.659700000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.250000000 | 122.300000000 | 122.350000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376990000 | 0.377010000 | 0.377030000 | BHD |
| USD | = | 2950.870000000 | 2962.870000000 | 2974.870000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.272400000 | 1.272450000 | 1.272500000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.257100000 | 5.257600000 | 5.258100000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 91.671000000 | 91.694000000 | 91.717000000 | BTN |
| USD | = | 13.531799729 | 13.661202185 | 13.793103448 | BWP |
| USD | = | 2.839700000 | 2.847250000 | 2.854800000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.362070000 | 1.363635000 | 1.365200000 | CAD |
| USD | = | 2120.000000000 | 2155.000000000 | 2190.000000000 | CDF |
| USD | = | 0.773009000 | 0.773686000 | 0.774362000 | CHF |
| USD | = | 872.590000000 | 873.550000000 | 874.510000000 | CLP |
| USD | = | 6.916245000 | 6.934372500 | 6.952500000 | CNY |
| USD | = | 3677.200000000 | 3679.700000000 | 3682.200000000 | COP |
| USD | = | 492.400000000 | 496.200000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.070000000 | 93.505000000 | 93.940000000 | CVE |
| USD | = | 20.523000000 | 20.534000000 | 20.545000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.272862000 | 6.302877000 | 6.332891000 | DKK |
| USD | = | 62.750000000 | 62.940000000 | 63.130000000 | DOP |
| USD | = | 129.027000000 | 129.672000000 | 130.317000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.080000000 | 47.130000000 | 47.180000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.382700000 | 155.882700000 | 156.382700000 | ETB |
| USD | = | 0.843730198 | 0.843985128 | 0.844240213 | EUR |
| USD | = | 2.173913043 | 2.214839424 | 2.257336343 | FJD |
| USD | = | 0.730406836 | 0.730486869 | 0.730566919 | FKP |
| USD | = | 0.730978656 | 0.731066831 | 0.731155027 | GBP |
| USD | = | 2.660000000 | 2.690000000 | 2.720000000 | GEL |
| USD | = | 10.900000000 | 10.925000000 | 10.950000000 | GHS |
| USD | = | 0.730406836 | 0.730486869 | 0.730566919 | GIP |
| USD | = | 73.750000000 | 74.125000000 | 74.500000000 | GMD |
| USD | = | 8750.000000000 | 8775.000000000 | 8800.000000000 | GNF |
| USD | = | 7.663000000 | 7.673000000 | 7.683000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.801629000 | 7.812899000 | 7.824169000 | HKD |
| USD | = | 26.396200000 | 26.398100000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 321.430000000 | 321.630000000 | 321.830000000 | HUF |
| USD | = | 16729.660000000 | 16759.830000000 | 16790.000000000 | IDR |
| USD | = | 3.094100000 | 3.102000000 | 3.109900000 | ILS |
| USD | = | 91.671000000 | 91.694000000 | 91.717000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1102888.000000000 | 1103138.000000000 | 1103388.000000000 | IRR |
| USD | = | 122.260000000 | 122.400000000 | 122.540000000 | ISK |
| USD | = | 156.110000000 | 157.010000000 | 157.910000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 154.934200000 | 155.172500000 | 155.410800000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4016.000000000 | 4021.000000000 | 4026.000000000 | KHR |
| USD | = | 412.910000000 | 413.910000000 | 414.910000000 | KMF |
| USD | = | 1443.058450000 | 1447.174225000 | 1451.290000000 | KRW |
| USD | = | 0.305250000 | 0.305300000 | 0.305350000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 502.650000000 | 504.170000000 | 505.690000000 | KZT |
| USD | = | 21405.000000000 | 21506.000000000 | 21607.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.200000000 | 309.250000000 | 309.300000000 | LKR |
| USD | = | 185.000000000 | 185.500000000 | 186.000000000 | LRD |
| USD | = | 16.060000000 | 16.070000000 | 16.080000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.266000000 | 6.279850000 | 6.293700000 | LYD |
| USD | = | 9.104200000 | 9.116100000 | 9.128000000 | MAD |
| USD | = | 16.680000000 | 16.730000000 | 16.780000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 51.520000000 | 51.735000000 | 51.950000000 | MKD |
| USD | = | 3654.000000000 | 3654.000000000 | 3654.000000000 | MMK |
| USD | = | 3564.000000000 | 3567.000000000 | 3570.000000000 | MNT |
| USD | = | 8.042000000 | 8.047000000 | 8.052000000 | MOP |
| USD | = | 39.760100000 | 39.940100000 | 40.120100000 | MRU |
| USD | = | 45.280000000 | 45.430000000 | 45.580000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.391345000 | 17.473018000 | 17.554691000 | MXN |
| USD | = | 3.939000000 | 3.942000000 | 3.945000000 | MYR |
| USD | = | 63.240000000 | 63.590000000 | 63.940000000 | MZN |
| USD | = | 16.141200000 | 16.142700000 | 16.144200000 | NAD |
| USD | = | 1396.000000000 | 1398.500000000 | 1401.000000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.641167000 | 9.651016000 | 9.660865000 | NOK |
| USD | = | 147.170000000 | 147.180000000 | 147.190000000 | NPR |
| USD | = | 1.661308945 | 1.663589026 | 1.665872600 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.368000000 | 3.369500000 | 3.371000000 | PEN |
| USD | = | 4.127115146 | 4.277159965 | 4.438526409 | PGK |
| USD | = | 58.727310000 | 58.841155000 | 58.955000000 | PHP |
| USD | = | 279.750000000 | 280.000000000 | 280.250000000 | PKR |
| USD | = | 3.555800000 | 3.556750000 | 3.557700000 | PLN |
| USD | = | 6642.190000000 | 6649.365000000 | 6656.540000000 | PYG |
| USD | = | 3.644000000 | 3.644500000 | 3.645000000 | QAR |
| USD | = | 4.298200000 | 4.301650000 | 4.305100000 | RON |
| USD | = | 98.980000000 | 99.075000000 | 99.170000000 | RSD |
| USD | = | 75.995500000 | 76.000000000 | 76.004500000 | RUB |
| USD | = | 1450.050000000 | 1455.050000000 | 1460.050000000 | RWF |
| USD | = | 3.750600000 | 3.750700000 | 3.750800000 | SAR |
| USD | = | 7.745933384 | 7.961783439 | 8.190008190 | SBD |
| USD | = | 14.607500000 | 14.982650000 | 15.357800000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 8.905144000 | 8.921836000 | 8.938528000 | SEK |
| USD | = | 1.269803000 | 1.272184000 | 1.274564000 | SGD |
| USD | = | 0.732278851 | 0.732359295 | 0.732439756 | SHP |
| USD | = | 23.800000000 | 24.150000000 | 24.500000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.855000000 | 38.108000000 | 38.361000000 | SRD |
| USD | = | 4473.109800000 | 4541.109800000 | 4609.109800000 | SSP |
| USD | = | 20.678500000 | 20.893100000 | 21.107700000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.151500000 | 16.167500000 | 16.183500000 | SZL |
| USD | = | 31.443720000 | 31.521860000 | 31.600000000 | THB |
| USD | = | 9.300000000 | 9.340000000 | 9.380000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.840500000 | 2.844000000 | 2.847500000 | TND |
| USD | = | 2.291475710 | 2.350728725 | 2.413127413 | TOP |
| USD | = | 43.491600000 | 43.496600000 | 43.501600000 | TRY |
| USD | = | 6.743000000 | 6.784500000 | 6.826000000 | TTD |
| USD | = | 31.447970000 | 31.543485000 | 31.639000000 | TWD |
| USD | = | 2555.000000000 | 2575.000000000 | 2595.000000000 | TZS |
| USD | = | 42.850000000 | 42.900000000 | 42.950000000 | UAH |
| USD | = | 3558.450000000 | 3563.450000000 | 3568.450000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.780000000 | 38.800000000 | 38.820000000 | UYU |
| USD | = | 12220.160000000 | 12225.160000000 | 12230.160000000 | UZS |
| USD | = | 369.328764000 | 369.791582000 | 370.254400000 | VES |
| USD | = | 25880.000000000 | 25940.000000000 | 26000.000000000 | VND |
| USD | = | 117.510000000 | 117.800000000 | 118.090000000 | VUV |
| USD | = | 2.619172341 | 2.696871628 | 2.779321845 | WST |
| USD | = | 553.350000000 | 561.430000000 | 569.510000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 546.500000000 | 550.000000000 | 553.500000000 | XOF |
| USD | = | 100.420000000 | 100.875000000 | 101.330000000 | XPF |
| USD | = | 238.100000000 | 238.350000000 | 238.600000000 | YER |
| USD | = | 16.167100000 | 16.182100000 | 16.197100000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.650000000 | 19.675000000 | 19.700000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.