Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/30/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 65.250000000 | 65.350000000 | 65.450000000 | AFN |
| USD | = | 80.460000000 | 80.800000000 | 81.140000000 | ALL |
| USD | = | 378.100000000 | 379.100000000 | 380.100000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.133000000 | 918.833000000 | 925.533000000 | AOA |
| USD | = | 1443.990000000 | 1444.040000000 | 1444.090000000 | ARS |
| USD | = | 1.417904733 | 1.418928793 | 1.419956350 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.629300000 | 1.635950000 | 1.642600000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376980000 | 0.377000000 | 0.377020000 | BHD |
| USD | = | 2950.660000000 | 2962.660000000 | 2974.660000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.264000000 | 1.264050000 | 1.264100000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.189200000 | 5.189700000 | 5.190200000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 91.983000000 | 91.990500000 | 91.998000000 | BTN |
| USD | = | 13.531799729 | 13.623978201 | 13.717421124 | BWP |
| USD | = | 2.817600000 | 2.824850000 | 2.832100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.347463000 | 1.348998000 | 1.350533000 | CAD |
| USD | = | 2252.000000000 | 2301.000000000 | 2350.000000000 | CDF |
| USD | = | 0.763768000 | 0.764436000 | 0.765105000 | CHF |
| USD | = | 859.200000000 | 860.310000000 | 861.420000000 | CLP |
| USD | = | 6.913260000 | 6.931030000 | 6.948800000 | CNY |
| USD | = | 3651.620000000 | 3655.060000000 | 3658.500000000 | COP |
| USD | = | 490.400000000 | 495.200000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 92.140000000 | 92.565000000 | 92.990000000 | CVE |
| USD | = | 20.314000000 | 20.329000000 | 20.344000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.210437000 | 6.240119000 | 6.269801000 | DKK |
| USD | = | 62.770000000 | 62.960000000 | 63.150000000 | DOP |
| USD | = | 128.549000000 | 129.191500000 | 129.834000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 46.780000000 | 46.830000000 | 46.880000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.845600000 | 155.345600000 | 155.845600000 | ETB |
| USD | = | 0.835372337 | 0.835625034 | 0.835878583 | EUR |
| USD | = | 2.164033758 | 2.190340597 | 2.217294900 | FJD |
| USD | = | 0.724742716 | 0.724768979 | 0.724795245 | FKP |
| USD | = | 0.724132887 | 0.724217844 | 0.724302822 | GBP |
| USD | = | 2.661000000 | 2.691000000 | 2.721000000 | GEL |
| USD | = | 10.900000000 | 10.925000000 | 10.950000000 | GHS |
| USD | = | 0.724742716 | 0.724768979 | 0.724795245 | GIP |
| USD | = | 73.750000000 | 74.125000000 | 74.500000000 | GMD |
| USD | = | 8750.000000000 | 8775.000000000 | 8800.000000000 | GNF |
| USD | = | 7.657000000 | 7.670000000 | 7.683000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.791551000 | 7.810192000 | 7.828833000 | HKD |
| USD | = | 26.388000000 | 26.394000000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.524300000 | 131.078200000 | 131.632100000 | HTG |
| USD | = | 317.660000000 | 317.945000000 | 318.230000000 | HUF |
| USD | = | 16694.765000000 | 16722.382500000 | 16750.000000000 | IDR |
| USD | = | 3.067400000 | 3.069800000 | 3.072200000 | ILS |
| USD | = | 91.777000000 | 91.782000000 | 91.787000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1086937.000000000 | 1087187.000000000 | 1087437.000000000 | IRR |
| USD | = | 121.010000000 | 121.155000000 | 121.300000000 | ISK |
| USD | = | 156.120000000 | 156.860000000 | 157.600000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 152.907300000 | 153.142000000 | 153.376700000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4020.500000000 | 4025.500000000 | 4030.500000000 | KHR |
| USD | = | 411.110000000 | 412.110000000 | 413.110000000 | KMF |
| USD | = | 1422.601250000 | 1426.285625000 | 1429.970000000 | KRW |
| USD | = | 0.304700000 | 0.304750000 | 0.304800000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 502.400000000 | 502.425000000 | 502.450000000 | KZT |
| USD | = | 21412.000000000 | 21513.000000000 | 21614.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.350000000 | 309.400000000 | 309.450000000 | LKR |
| USD | = | 185.000000000 | 185.500000000 | 186.000000000 | LRD |
| USD | = | 15.730900000 | 15.732350000 | 15.733800000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.266000000 | 6.279850000 | 6.293700000 | LYD |
| USD | = | 9.054200000 | 9.056850000 | 9.059500000 | MAD |
| USD | = | 16.630000000 | 16.680000000 | 16.730000000 | MDL |
| USD | = | 4428.470000000 | 4461.895000000 | 4495.320000000 | MGA |
| USD | = | 51.510000000 | 51.725000000 | 51.940000000 | MKD |
| USD | = | 3654.000000000 | 3654.000000000 | 3654.000000000 | MMK |
| USD | = | 3564.000000000 | 3567.000000000 | 3570.000000000 | MNT |
| USD | = | 8.040000000 | 8.044000000 | 8.048000000 | MOP |
| USD | = | 39.780100000 | 39.960100000 | 40.140100000 | MRU |
| USD | = | 45.000000000 | 45.150000000 | 45.300000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.151242000 | 17.230588000 | 17.309933000 | MXN |
| USD | = | 3.925000000 | 3.927500000 | 3.930000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 15.893000000 | 15.901000000 | 15.909000000 | NAD |
| USD | = | 1384.140000000 | 1385.960000000 | 1387.780000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.533549000 | 9.538953000 | 9.544358000 | NOK |
| USD | = | 147.130000000 | 147.135000000 | 147.140000000 | NPR |
| USD | = | 1.643617668 | 1.645860250 | 1.648108959 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.342400000 | 3.343400000 | 3.344400000 | PEN |
| USD | = | 4.125412541 | 4.275331338 | 4.436557231 | PGK |
| USD | = | 58.776212000 | 58.879606000 | 58.983000000 | PHP |
| USD | = | 279.550000000 | 279.725000000 | 279.900000000 | PKR |
| USD | = | 3.513300000 | 3.514400000 | 3.515500000 | PLN |
| USD | = | 6689.780000000 | 6697.985000000 | 6706.190000000 | PYG |
| USD | = | 3.644000000 | 3.644500000 | 3.645000000 | QAR |
| USD | = | 4.258100000 | 4.259100000 | 4.260100000 | RON |
| USD | = | 98.030000000 | 98.085000000 | 98.140000000 | RSD |
| USD | = | 75.950000000 | 75.960000000 | 75.970000000 | RUB |
| USD | = | 1449.900000000 | 1454.900000000 | 1459.900000000 | RWF |
| USD | = | 3.750500000 | 3.750750000 | 3.751000000 | SAR |
| USD | = | 7.739938080 | 7.955449482 | 8.183306055 | SBD |
| USD | = | 14.491100000 | 14.866250000 | 15.241400000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 8.791309000 | 8.807723000 | 8.824137000 | SEK |
| USD | = | 1.261623000 | 1.263982000 | 1.266342000 | SGD |
| USD | = | 0.724795245 | 0.724874053 | 0.724952878 | SHP |
| USD | = | 24.000000000 | 24.300000000 | 24.600000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.628000000 | 37.881000000 | 38.134000000 | SRD |
| USD | = | 4475.267300000 | 4543.267300000 | 4611.267300000 | SSP |
| USD | = | 20.472900000 | 20.683550000 | 20.894200000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.530000000 | 115.530000000 | 120.530000000 | SYP |
| USD | = | 15.696900000 | 15.725050000 | 15.753200000 | SZL |
| USD | = | 31.105080000 | 31.187540000 | 31.270000000 | THB |
| USD | = | 9.320000000 | 9.350000000 | 9.380000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.814000000 | 2.831150000 | 2.848300000 | TND |
| USD | = | 2.283105022 | 2.341920374 | 2.403846153 | TOP |
| USD | = | 43.420900000 | 43.460100000 | 43.499300000 | TRY |
| USD | = | 6.753400000 | 6.789700000 | 6.826000000 | TTD |
| USD | = | 31.167380000 | 31.298690000 | 31.430000000 | TWD |
| USD | = | 2540.000000000 | 2565.000000000 | 2590.000000000 | TZS |
| USD | = | 42.700000000 | 42.750000000 | 42.800000000 | UAH |
| USD | = | 3553.000000000 | 3558.000000000 | 3563.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.790000000 | 38.810000000 | 38.830000000 | UYU |
| USD | = | 12194.100000000 | 12199.100000000 | 12204.100000000 | UZS |
| USD | = | 366.388633000 | 366.847766000 | 367.306900000 | VES |
| USD | = | 25950.000000000 | 26000.000000000 | 26050.000000000 | VND |
| USD | = | 117.460000000 | 117.750000000 | 118.040000000 | VUV |
| USD | = | 2.604845011 | 2.681684097 | 2.763194252 | WST |
| USD | = | 548.050000000 | 566.805000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 544.250000000 | 547.750000000 | 551.250000000 | XOF |
| USD | = | 99.420000000 | 99.865000000 | 100.310000000 | XPF |
| USD | = | 238.090000000 | 238.340000000 | 238.590000000 | YER |
| USD | = | 15.722200000 | 15.731100000 | 15.740000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.750000000 | 19.775000000 | 19.800000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.