Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/29/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672700000 | 3.673000000 | 3.673300000 | AED |
| USD | = | 65.430000000 | 65.530000000 | 65.630000000 | AFN |
| USD | = | 80.600000000 | 80.890000000 | 81.180000000 | ALL |
| USD | = | 377.860000000 | 378.860000000 | 379.860000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.133000000 | 918.833000000 | 925.533000000 | AOA |
| USD | = | 1444.000000000 | 1444.500000000 | 1445.000000000 | ARS |
| USD | = | 1.419488728 | 1.420504989 | 1.421520685 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.627700000 | 1.634700000 | 1.641700000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376980000 | 0.377000000 | 0.377020000 | BHD |
| USD | = | 2950.470000000 | 2962.470000000 | 2974.470000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.260900000 | 1.261350000 | 1.261800000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.196900000 | 5.197400000 | 5.197900000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 91.898000000 | 91.905500000 | 91.913000000 | BTN |
| USD | = | 13.605442176 | 13.670539986 | 13.736263736 | BWP |
| USD | = | 2.833500000 | 2.850800000 | 2.868100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.352130000 | 1.353714000 | 1.355298000 | CAD |
| USD | = | 2245.000000000 | 2297.500000000 | 2350.000000000 | CDF |
| USD | = | 0.764998000 | 0.765662000 | 0.766325000 | CHF |
| USD | = | 864.160000000 | 864.880000000 | 865.600000000 | CLP |
| USD | = | 6.911469000 | 6.929034500 | 6.946600000 | CNY |
| USD | = | 3667.260000000 | 3670.360000000 | 3673.460000000 | COP |
| USD | = | 489.500000000 | 494.750000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 92.040000000 | 92.480000000 | 92.920000000 | CVE |
| USD | = | 20.273000000 | 20.285000000 | 20.297000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.204597000 | 6.234301000 | 6.264004000 | DKK |
| USD | = | 62.640000000 | 62.830000000 | 63.020000000 | DOP |
| USD | = | 128.512000000 | 129.154500000 | 129.797000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 46.780000000 | 46.830000000 | 46.880000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.061100000 | 155.561100000 | 156.061100000 | ETB |
| USD | = | 0.834692490 | 0.834939896 | 0.835187449 | EUR |
| USD | = | 2.165908598 | 2.192261317 | 2.219263204 | FJD |
| USD | = | 0.725110579 | 0.725215751 | 0.725320954 | FKP |
| USD | = | 0.723293822 | 0.723371257 | 0.723448185 | GBP |
| USD | = | 2.662000000 | 2.692000000 | 2.722000000 | GEL |
| USD | = | 10.900000000 | 10.925000000 | 10.950000000 | GHS |
| USD | = | 0.725110579 | 0.725215751 | 0.725320954 | GIP |
| USD | = | 73.750000000 | 74.125000000 | 74.500000000 | GMD |
| USD | = | 8750.000000000 | 8775.000000000 | 8800.000000000 | GNF |
| USD | = | 7.663000000 | 7.673000000 | 7.683000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.790434000 | 7.801405000 | 7.812376000 | HKD |
| USD | = | 26.380100000 | 26.390050000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.435300000 | 130.961400000 | 131.487500000 | HTG |
| USD | = | 317.270000000 | 317.470000000 | 317.670000000 | HUF |
| USD | = | 16649.900000000 | 16679.950000000 | 16710.000000000 | IDR |
| USD | = | 3.088000000 | 3.095350000 | 3.102700000 | ILS |
| USD | = | 92.023000000 | 92.043000000 | 92.063000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1084875.000000000 | 1085125.000000000 | 1085375.000000000 | IRR |
| USD | = | 120.750000000 | 120.895000000 | 121.040000000 | ISK |
| USD | = | 156.010000000 | 156.910000000 | 157.810000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 152.884300000 | 153.119500000 | 153.354700000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.449000000 | 87.476150000 | 87.503300000 | KGS |
| USD | = | 4017.000000000 | 4022.000000000 | 4027.000000000 | KHR |
| USD | = | 410.910000000 | 411.910000000 | 412.910000000 | KMF |
| USD | = | 1423.148500000 | 1426.794250000 | 1430.440000000 | KRW |
| USD | = | 0.304700000 | 0.304750000 | 0.304800000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 504.760000000 | 505.645000000 | 506.530000000 | KZT |
| USD | = | 21410.000000000 | 21511.000000000 | 21612.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.600000000 | 309.650000000 | 309.700000000 | LKR |
| USD | = | 184.000000000 | 185.000000000 | 186.000000000 | LRD |
| USD | = | 15.727500000 | 15.728950000 | 15.730400000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.264400000 | 6.278250000 | 6.292100000 | LYD |
| USD | = | 9.042500000 | 9.044950000 | 9.047400000 | MAD |
| USD | = | 16.640000000 | 16.690000000 | 16.740000000 | MDL |
| USD | = | 4425.140000000 | 4458.540000000 | 4491.940000000 | MGA |
| USD | = | 51.340000000 | 51.545000000 | 51.750000000 | MKD |
| USD | = | 3654.000000000 | 3654.000000000 | 3654.000000000 | MMK |
| USD | = | 3565.000000000 | 3568.000000000 | 3571.000000000 | MNT |
| USD | = | 8.035000000 | 8.040000000 | 8.045000000 | MOP |
| USD | = | 39.910100000 | 40.090100000 | 40.270100000 | MRU |
| USD | = | 44.940000000 | 45.090000000 | 45.240000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.088207000 | 17.167311000 | 17.246415000 | MXN |
| USD | = | 3.915000000 | 3.919000000 | 3.923000000 | MYR |
| USD | = | 63.260000000 | 63.610000000 | 63.960000000 | MZN |
| USD | = | 15.727500000 | 15.728950000 | 15.730400000 | NAD |
| USD | = | 1392.230000000 | 1393.230000000 | 1394.230000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.569357000 | 9.573417000 | 9.577476000 | NOK |
| USD | = | 146.850000000 | 146.860000000 | 146.870000000 | NPR |
| USD | = | 1.646903820 | 1.649144506 | 1.651391297 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.343700000 | 3.344200000 | 3.344700000 | PEN |
| USD | = | 4.125412541 | 4.275331338 | 4.436557231 | PGK |
| USD | = | 58.606552000 | 58.711276000 | 58.816000000 | PHP |
| USD | = | 279.600000000 | 279.750000000 | 279.900000000 | PKR |
| USD | = | 3.510200000 | 3.511400000 | 3.512600000 | PLN |
| USD | = | 6705.260000000 | 6710.225000000 | 6715.190000000 | PYG |
| USD | = | 3.644000000 | 3.644500000 | 3.645000000 | QAR |
| USD | = | 4.253100000 | 4.254050000 | 4.255000000 | RON |
| USD | = | 97.920000000 | 98.020000000 | 98.120000000 | RSD |
| USD | = | 76.545500000 | 76.550000000 | 76.554500000 | RUB |
| USD | = | 1449.790000000 | 1454.790000000 | 1459.790000000 | RWF |
| USD | = | 3.750200000 | 3.750300000 | 3.750400000 | SAR |
| USD | = | 7.763975155 | 7.980845969 | 8.210180623 | SBD |
| USD | = | 14.590600000 | 14.965750000 | 15.340900000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.450200000 | 600.120700000 | 601.791200000 | SDG |
| USD | = | 8.800894000 | 8.818634000 | 8.836374000 | SEK |
| USD | = | 1.259042000 | 1.261522000 | 1.264002000 | SGD |
| USD | = | 0.724427702 | 0.724506429 | 0.724585174 | SHP |
| USD | = | 24.000000000 | 24.300000000 | 24.600000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.863000000 | 38.116000000 | 38.369000000 | SRD |
| USD | = | 4473.722200000 | 4541.722200000 | 4609.722200000 | SSP |
| USD | = | 20.450700000 | 20.664600000 | 20.878500000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 15.691400000 | 15.720550000 | 15.749700000 | SZL |
| USD | = | 30.995520000 | 31.067760000 | 31.140000000 | THB |
| USD | = | 9.320000000 | 9.345000000 | 9.370000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.839100000 | 2.839850000 | 2.840600000 | TND |
| USD | = | 2.288853284 | 2.347969006 | 2.410219329 | TOP |
| USD | = | 43.396400000 | 43.412300000 | 43.428200000 | TRY |
| USD | = | 6.749300000 | 6.787650000 | 6.826000000 | TTD |
| USD | = | 31.071860000 | 31.200930000 | 31.330000000 | TWD |
| USD | = | 2535.000000000 | 2560.000000000 | 2585.000000000 | TZS |
| USD | = | 42.824000000 | 42.832500000 | 42.841000000 | UAH |
| USD | = | 3568.640000000 | 3573.640000000 | 3578.640000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 37.830000000 | 37.845000000 | 37.860000000 | UYU |
| USD | = | 12163.980000000 | 12168.980000000 | 12173.980000000 | UZS |
| USD | = | 362.753144000 | 363.207722000 | 363.662300000 | VES |
| USD | = | 26020.000000000 | 26065.000000000 | 26110.000000000 | VND |
| USD | = | 117.500000000 | 117.790000000 | 118.080000000 | VUV |
| USD | = | 2.615062761 | 2.692514808 | 2.774694783 | WST |
| USD | = | 547.590000000 | 566.575000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 543.500000000 | 547.000000000 | 550.500000000 | XOF |
| USD | = | 99.320000000 | 99.775000000 | 100.230000000 | XPF |
| USD | = | 238.100000000 | 238.350000000 | 238.600000000 | YER |
| USD | = | 15.711300000 | 15.725150000 | 15.739000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.900000000 | 19.925000000 | 19.950000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.