Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/28/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672000000 | 3.672500000 | 3.673000000 | AED |
| USD | = | 66.130000000 | 66.230000000 | 66.330000000 | AFN |
| USD | = | 80.280000000 | 80.500000000 | 80.720000000 | ALL |
| USD | = | 377.860000000 | 378.860000000 | 379.860000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.133000000 | 918.833000000 | 925.533000000 | AOA |
| USD | = | 1442.500000000 | 1442.750000000 | 1443.000000000 | ARS |
| USD | = | 1.428275571 | 1.429294243 | 1.430312322 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.621800000 | 1.628650000 | 1.635500000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377000000 | 0.377025000 | 0.377050000 | BHD |
| USD | = | 2950.260000000 | 2962.260000000 | 2974.260000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.260500000 | 1.260700000 | 1.260900000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.184700000 | 5.185200000 | 5.185700000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 91.647000000 | 91.654500000 | 91.662000000 | BTN |
| USD | = | 13.605442176 | 13.717421124 | 13.831258644 | BWP |
| USD | = | 2.824000000 | 2.842800000 | 2.861600000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.357660000 | 1.359217000 | 1.360774000 | CAD |
| USD | = | 2245.000000000 | 2297.500000000 | 2350.000000000 | CDF |
| USD | = | 0.762211000 | 0.762891000 | 0.763572000 | CHF |
| USD | = | 859.010000000 | 859.505000000 | 860.000000000 | CLP |
| USD | = | 6.919727500 | 6.937213750 | 6.954700000 | CNY |
| USD | = | 3649.340000000 | 3654.710000000 | 3660.080000000 | COP |
| USD | = | 492.620000000 | 496.310000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 91.710000000 | 92.140000000 | 92.570000000 | CVE |
| USD | = | 20.151000000 | 20.162500000 | 20.174000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.181063000 | 6.210663000 | 6.240263000 | DKK |
| USD | = | 62.720000000 | 62.915000000 | 63.110000000 | DOP |
| USD | = | 129.132600000 | 129.427600000 | 129.722600000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 46.950000000 | 47.000000000 | 47.050000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.996600000 | 155.496600000 | 155.996600000 | ETB |
| USD | = | 0.831420373 | 0.831667226 | 0.831913534 | EUR |
| USD | = | 2.171081198 | 2.197560707 | 2.224694104 | FJD |
| USD | = | 0.725215751 | 0.725294650 | 0.725373567 | FKP |
| USD | = | 0.723131157 | 0.723210127 | 0.723289113 | GBP |
| USD | = | 2.662000000 | 2.692000000 | 2.722000000 | GEL |
| USD | = | 10.900000000 | 10.925000000 | 10.950000000 | GHS |
| USD | = | 0.725215751 | 0.725294650 | 0.725373567 | GIP |
| USD | = | 73.750000000 | 74.125000000 | 74.500000000 | GMD |
| USD | = | 8741.000000000 | 8770.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.672500000 | 7.685000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.789644000 | 7.800397000 | 7.811149000 | HKD |
| USD | = | 26.380100000 | 26.390050000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 315.840000000 | 316.100000000 | 316.360000000 | HUF |
| USD | = | 16709.720000000 | 16739.860000000 | 16770.000000000 | IDR |
| USD | = | 3.089600000 | 3.090550000 | 3.091500000 | ILS |
| USD | = | 91.530000000 | 91.540000000 | 91.550000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1075468.000000000 | 1075718.000000000 | 1075968.000000000 | IRR |
| USD | = | 120.620000000 | 120.765000000 | 120.910000000 | ISK |
| USD | = | 155.910000000 | 156.760000000 | 157.610000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 152.264300000 | 152.501050000 | 152.737800000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4015.000000000 | 4020.000000000 | 4025.000000000 | KHR |
| USD | = | 412.000000000 | 413.000000000 | 414.000000000 | KMF |
| USD | = | 1426.889700000 | 1430.574850000 | 1434.260000000 | KRW |
| USD | = | 0.305000000 | 0.305050000 | 0.305100000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 503.020000000 | 503.520000000 | 504.020000000 | KZT |
| USD | = | 21443.000000000 | 21544.000000000 | 21645.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.650000000 | 309.700000000 | 309.750000000 | LKR |
| USD | = | 184.000000000 | 185.000000000 | 186.000000000 | LRD |
| USD | = | 15.876300000 | 15.877750000 | 15.879200000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.295900000 | 6.309750000 | 6.323600000 | LYD |
| USD | = | 9.036200000 | 9.048100000 | 9.060000000 | MAD |
| USD | = | 16.750000000 | 16.800000000 | 16.850000000 | MDL |
| USD | = | 4408.210000000 | 4441.480000000 | 4474.750000000 | MGA |
| USD | = | 51.390000000 | 51.595000000 | 51.800000000 | MKD |
| USD | = | 3652.000000000 | 3652.000000000 | 3652.000000000 | MMK |
| USD | = | 3564.000000000 | 3567.000000000 | 3570.000000000 | MNT |
| USD | = | 8.034000000 | 8.038500000 | 8.043000000 | MOP |
| USD | = | 39.890100000 | 40.070100000 | 40.250100000 | MRU |
| USD | = | 45.370000000 | 45.520000000 | 45.670000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.083045000 | 17.162241000 | 17.241436000 | MXN |
| USD | = | 3.950000000 | 3.952500000 | 3.955000000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 15.876300000 | 15.877750000 | 15.879200000 | NAD |
| USD | = | 1405.430000000 | 1406.430000000 | 1407.430000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.578920000 | 9.589086000 | 9.599252000 | NOK |
| USD | = | 146.750000000 | 146.760000000 | 146.770000000 | NPR |
| USD | = | 1.656386030 | 1.658660863 | 1.660941953 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.345000000 | 3.346000000 | 3.347000000 | PEN |
| USD | = | 4.140786749 | 4.273504273 | 4.415011037 | PGK |
| USD | = | 58.792180000 | 58.871090000 | 58.950000000 | PHP |
| USD | = | 279.500000000 | 279.750000000 | 280.000000000 | PKR |
| USD | = | 3.491300000 | 3.492450000 | 3.493600000 | PLN |
| USD | = | 6714.980000000 | 6715.390000000 | 6715.800000000 | PYG |
| USD | = | 3.644000000 | 3.644500000 | 3.645000000 | QAR |
| USD | = | 4.237900000 | 4.238850000 | 4.239800000 | RON |
| USD | = | 97.470000000 | 97.650000000 | 97.830000000 | RSD |
| USD | = | 76.245500000 | 76.250000000 | 76.254500000 | RUB |
| USD | = | 1449.700000000 | 1454.700000000 | 1459.700000000 | RWF |
| USD | = | 3.749800000 | 3.749900000 | 3.750000000 | SAR |
| USD | = | 7.763975155 | 7.980845969 | 8.210180623 | SBD |
| USD | = | 14.587700000 | 14.962850000 | 15.338000000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 8.764685000 | 8.785208000 | 8.805731000 | SEK |
| USD | = | 1.258373000 | 1.260727000 | 1.263081000 | SGD |
| USD | = | 0.723798494 | 0.723877085 | 0.723955693 | SHP |
| USD | = | 24.000000000 | 24.300000000 | 24.600000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.863000000 | 38.092000000 | 38.321000000 | SRD |
| USD | = | 4468.386700000 | 4536.386700000 | 4604.386700000 | SSP |
| USD | = | 20.382600000 | 20.591450000 | 20.800300000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 15.839200000 | 15.867050000 | 15.894900000 | SZL |
| USD | = | 30.796320000 | 30.863160000 | 30.930000000 | THB |
| USD | = | 9.300000000 | 9.340000000 | 9.380000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.805300000 | 2.822550000 | 2.839800000 | TND |
| USD | = | 2.290426019 | 2.349624060 | 2.411963338 | TOP |
| USD | = | 43.410400000 | 43.419400000 | 43.428400000 | TRY |
| USD | = | 6.773700000 | 6.799850000 | 6.826000000 | TTD |
| USD | = | 30.928580000 | 31.034790000 | 31.141000000 | TWD |
| USD | = | 2560.000000000 | 2577.500000000 | 2595.000000000 | TZS |
| USD | = | 42.820500000 | 42.848250000 | 42.876000000 | UAH |
| USD | = | 3568.640000000 | 3573.640000000 | 3578.640000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 37.830000000 | 37.845000000 | 37.860000000 | UYU |
| USD | = | 12094.120000000 | 12099.120000000 | 12104.120000000 | UZS |
| USD | = | 360.586874000 | 361.038737000 | 361.490600000 | VES |
| USD | = | 26130.000000000 | 26134.000000000 | 26138.000000000 | VND |
| USD | = | 117.510000000 | 117.800000000 | 118.090000000 | VUV |
| USD | = | 2.617115938 | 2.694691457 | 2.777006387 | WST |
| USD | = | 545.490000000 | 565.525000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 549.000000000 | 552.500000000 | 556.000000000 | XOF |
| USD | = | 98.980000000 | 99.415000000 | 99.850000000 | XPF |
| USD | = | 237.320000000 | 237.570000000 | 237.820000000 | YER |
| USD | = | 15.861700000 | 15.875850000 | 15.890000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.835000000 | 19.860000000 | 19.885000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.