Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/27/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.170000000 | 66.270000000 | 66.370000000 | AFN |
| USD | = | 80.730000000 | 81.110000000 | 81.490000000 | ALL |
| USD | = | 377.860000000 | 378.860000000 | 379.860000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.048000000 | 918.748000000 | 925.448000000 | AOA |
| USD | = | 1437.500000000 | 1437.750000000 | 1438.000000000 | ARS |
| USD | = | 1.445450156 | 1.446480928 | 1.447511077 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.642100000 | 1.648850000 | 1.655600000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.340000000 | 122.360000000 | 122.380000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377000000 | 0.377025000 | 0.377050000 | BHD |
| USD | = | 2950.060000000 | 2962.060000000 | 2974.060000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.270700000 | 1.270750000 | 1.270800000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.281000000 | 5.281500000 | 5.282000000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 91.645000000 | 91.652500000 | 91.660000000 | BTN |
| USD | = | 13.404825737 | 13.623978201 | 13.850415512 | BWP |
| USD | = | 2.842400000 | 2.849650000 | 2.856900000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.369892000 | 1.371455000 | 1.373018000 | CAD |
| USD | = | 2230.000000000 | 2290.000000000 | 2350.000000000 | CDF |
| USD | = | 0.776781000 | 0.777451000 | 0.778121000 | CHF |
| USD | = | 863.790000000 | 865.175000000 | 866.560000000 | CLP |
| USD | = | 6.919429000 | 6.936964500 | 6.954500000 | CNY |
| USD | = | 3673.030000000 | 3676.880000000 | 3680.730000000 | COP |
| USD | = | 493.610000000 | 496.805000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 92.850000000 | 93.280000000 | 93.710000000 | CVE |
| USD | = | 20.404000000 | 20.417000000 | 20.430000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.260465000 | 6.290425000 | 6.320385000 | DKK |
| USD | = | 62.720000000 | 62.915000000 | 63.110000000 | DOP |
| USD | = | 128.575000000 | 129.218000000 | 129.861000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.020000000 | 47.060000000 | 47.100000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.979700000 | 155.479700000 | 155.979700000 | ETB |
| USD | = | 0.841992524 | 0.842235765 | 0.842479856 | EUR |
| USD | = | 2.185792349 | 2.212634140 | 2.240143369 | FJD |
| USD | = | 0.730460189 | 0.730566919 | 0.730673681 | FKP |
| USD | = | 0.731238967 | 0.731315973 | 0.731393531 | GBP |
| USD | = | 2.662000000 | 2.692000000 | 2.722000000 | GEL |
| USD | = | 10.900000000 | 10.915000000 | 10.930000000 | GHS |
| USD | = | 0.730460189 | 0.730566919 | 0.730673681 | GIP |
| USD | = | 73.700000000 | 74.100000000 | 74.500000000 | GMD |
| USD | = | 8719.000000000 | 8759.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.672500000 | 7.685000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.777221000 | 7.796012000 | 7.814803000 | HKD |
| USD | = | 26.380100000 | 26.390050000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.505600000 | 131.058950000 | 131.612300000 | HTG |
| USD | = | 321.080000000 | 321.280000000 | 321.480000000 | HUF |
| USD | = | 16719.690000000 | 16749.845000000 | 16780.000000000 | IDR |
| USD | = | 3.118500000 | 3.119500000 | 3.120500000 | ILS |
| USD | = | 91.683000000 | 91.713000000 | 91.743000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1077219.000000000 | 1077469.000000000 | 1077719.000000000 | IRR |
| USD | = | 122.300000000 | 122.455000000 | 122.610000000 | ISK |
| USD | = | 156.210000000 | 157.110000000 | 158.010000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 154.138400000 | 154.377500000 | 154.616600000 | JPY |
| USD | = | 128.800000000 | 128.950000000 | 129.100000000 | KES |
| USD | = | 87.449600000 | 87.476750000 | 87.503900000 | KGS |
| USD | = | 4016.000000000 | 4021.000000000 | 4026.000000000 | KHR |
| USD | = | 414.360000000 | 415.360000000 | 416.360000000 | KMF |
| USD | = | 1434.780050000 | 1438.485025000 | 1442.190000000 | KRW |
| USD | = | 0.305000000 | 0.305050000 | 0.305100000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 502.180000000 | 502.885000000 | 503.590000000 | KZT |
| USD | = | 21446.000000000 | 21547.000000000 | 21648.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.500000000 | 309.550000000 | 309.600000000 | LKR |
| USD | = | 184.000000000 | 185.000000000 | 186.000000000 | LRD |
| USD | = | 16.026300000 | 16.027800000 | 16.029300000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.299000000 | 6.312850000 | 6.326700000 | LYD |
| USD | = | 9.076600000 | 9.080300000 | 9.084000000 | MAD |
| USD | = | 16.680000000 | 16.730000000 | 16.780000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 51.720000000 | 51.910000000 | 52.100000000 | MKD |
| USD | = | 3652.000000000 | 3652.000000000 | 3652.000000000 | MMK |
| USD | = | 3564.000000000 | 3567.000000000 | 3570.000000000 | MNT |
| USD | = | 8.031000000 | 8.035000000 | 8.039000000 | MOP |
| USD | = | 39.790100000 | 39.970100000 | 40.150100000 | MRU |
| USD | = | 45.370000000 | 45.520000000 | 45.670000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.281004000 | 17.361006000 | 17.441008000 | MXN |
| USD | = | 3.968000000 | 3.971500000 | 3.975000000 | MYR |
| USD | = | 63.240000000 | 63.590000000 | 63.940000000 | MZN |
| USD | = | 16.026300000 | 16.027800000 | 16.029300000 | NAD |
| USD | = | 1412.660000000 | 1414.285000000 | 1415.910000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.773798000 | 9.779436000 | 9.785074000 | NOK |
| USD | = | 147.100000000 | 147.110000000 | 147.120000000 | NPR |
| USD | = | 1.673161321 | 1.675434775 | 1.677717230 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.350400000 | 3.350700000 | 3.351000000 | PEN |
| USD | = | 4.123711340 | 4.273504273 | 4.434589800 | PGK |
| USD | = | 58.975812000 | 59.094406000 | 59.213000000 | PHP |
| USD | = | 279.900000000 | 280.025000000 | 280.150000000 | PKR |
| USD | = | 3.541100000 | 3.542400000 | 3.543700000 | PLN |
| USD | = | 6695.920000000 | 6702.590000000 | 6709.260000000 | PYG |
| USD | = | 3.644000000 | 3.644500000 | 3.645000000 | QAR |
| USD | = | 4.289900000 | 4.292350000 | 4.294800000 | RON |
| USD | = | 98.750000000 | 98.890000000 | 99.030000000 | RSD |
| USD | = | 76.520500000 | 76.525000000 | 76.529500000 | RUB |
| USD | = | 1449.600000000 | 1454.600000000 | 1459.600000000 | RWF |
| USD | = | 3.749800000 | 3.749900000 | 3.750000000 | SAR |
| USD | = | 7.770007770 | 7.987220447 | 8.216926869 | SBD |
| USD | = | 14.350500000 | 14.350700000 | 14.350900000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 8.927055000 | 8.944347000 | 8.961639000 | SEK |
| USD | = | 1.268336000 | 1.270698000 | 1.273059000 | SGD |
| USD | = | 0.732225232 | 0.732305664 | 0.732386113 | SHP |
| USD | = | 23.850000000 | 24.200000000 | 24.550000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.750000000 | 38.003000000 | 38.256000000 | SRD |
| USD | = | 4471.122800000 | 4536.122800000 | 4601.122800000 | SSP |
| USD | = | 20.631500000 | 20.843800000 | 21.056100000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 15.992500000 | 16.021950000 | 16.051400000 | SZL |
| USD | = | 31.095120000 | 31.162560000 | 31.230000000 | THB |
| USD | = | 9.300000000 | 9.340000000 | 9.380000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.830100000 | 2.847850000 | 2.865600000 | TND |
| USD | = | 2.296211251 | 2.355712603 | 2.418379685 | TOP |
| USD | = | 43.375400000 | 43.386900000 | 43.398400000 | TRY |
| USD | = | 6.774500000 | 6.800250000 | 6.826000000 | TTD |
| USD | = | 31.293745000 | 31.377372500 | 31.461000000 | TWD |
| USD | = | 2520.000000000 | 2540.000000000 | 2560.000000000 | TZS |
| USD | = | 42.950600000 | 42.975300000 | 43.000000000 | UAH |
| USD | = | 3540.230000000 | 3545.230000000 | 3550.230000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 37.450000000 | 37.470000000 | 37.490000000 | UYU |
| USD | = | 12094.120000000 | 12099.120000000 | 12104.120000000 | UZS |
| USD | = | 358.027388000 | 358.476044000 | 358.924700000 | VES |
| USD | = | 26181.000000000 | 26187.500000000 | 26194.000000000 | VND |
| USD | = | 117.740000000 | 118.040000000 | 118.340000000 | VUV |
| USD | = | 2.625360987 | 2.703433360 | 2.786291446 | WST |
| USD | = | 552.380000000 | 568.970000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 550.250000000 | 553.750000000 | 557.250000000 | XOF |
| USD | = | 100.570000000 | 101.025000000 | 101.480000000 | XPF |
| USD | = | 237.980000000 | 238.230000000 | 238.480000000 | YER |
| USD | = | 16.022300000 | 16.031500000 | 16.040700000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.550000000 | 19.575000000 | 19.600000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.