Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/26/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.673100000 | 3.673600000 | AED |
| USD | = | 66.220000000 | 66.320000000 | 66.420000000 | AFN |
| USD | = | 81.340000000 | 81.545000000 | 81.750000000 | ALL |
| USD | = | 378.070000000 | 379.070000000 | 380.070000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.215000000 | 918.915000000 | 925.615000000 | AOA |
| USD | = | 1434.000000000 | 1434.500000000 | 1435.000000000 | ARS |
| USD | = | 1.445268408 | 1.446491390 | 1.447716444 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.644000000 | 1.650950000 | 1.657900000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377000000 | 0.377025000 | 0.377050000 | BHD |
| USD | = | 2935.250000000 | 2950.500000000 | 2965.750000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.271000000 | 1.271150000 | 1.271300000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.289500000 | 5.289900000 | 5.290300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 91.655000000 | 91.675000000 | 91.695000000 | BTN |
| USD | = | 13.755158184 | 13.869625520 | 13.986013986 | BWP |
| USD | = | 2.822300000 | 2.828700000 | 2.835100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.368398000 | 1.370042000 | 1.371686000 | CAD |
| USD | = | 2220.000000000 | 2285.000000000 | 2350.000000000 | CDF |
| USD | = | 0.777366000 | 0.778126000 | 0.778887000 | CHF |
| USD | = | 865.880000000 | 866.575000000 | 867.270000000 | CLP |
| USD | = | 6.928284500 | 6.945842250 | 6.963400000 | CNY |
| USD | = | 3636.500000000 | 3639.000000000 | 3641.500000000 | COP |
| USD | = | 489.770000000 | 494.885000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 92.960000000 | 93.400000000 | 93.840000000 | CVE |
| USD | = | 20.441000000 | 20.456500000 | 20.472000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.267168000 | 6.297780000 | 6.328393000 | DKK |
| USD | = | 62.410000000 | 62.600000000 | 62.790000000 | DOP |
| USD | = | 128.985000000 | 129.630000000 | 130.275000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.000000000 | 47.045000000 | 47.090000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.755300000 | 156.255300000 | 156.755300000 | ETB |
| USD | = | 0.842921566 | 0.843232176 | 0.843542304 | EUR |
| USD | = | 2.187226596 | 2.214103841 | 2.241649854 | FJD |
| USD | = | 0.732654406 | 0.732869182 | 0.733084084 | FKP |
| USD | = | 0.731713028 | 0.731878505 | 0.732043521 | GBP |
| USD | = | 2.664000000 | 2.694000000 | 2.724000000 | GEL |
| USD | = | 10.870000000 | 10.895000000 | 10.920000000 | GHS |
| USD | = | 0.732654406 | 0.732869182 | 0.733084084 | GIP |
| USD | = | 73.700000000 | 74.100000000 | 74.500000000 | GMD |
| USD | = | 8719.000000000 | 8759.500000000 | 8800.000000000 | GNF |
| USD | = | 7.665000000 | 7.675000000 | 7.685000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.771790000 | 7.790057000 | 7.808324000 | HKD |
| USD | = | 26.355500000 | 26.377750000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.649400000 | 131.150600000 | 131.651800000 | HTG |
| USD | = | 321.790000000 | 322.150000000 | 322.510000000 | HUF |
| USD | = | 16759.570000000 | 16789.785000000 | 16820.000000000 | IDR |
| USD | = | 3.135800000 | 3.137050000 | 3.138300000 | ILS |
| USD | = | 91.655000000 | 91.675000000 | 91.695000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1075750.000000000 | 1076000.000000000 | 1076250.000000000 | IRR |
| USD | = | 123.060000000 | 123.200000000 | 123.340000000 | ISK |
| USD | = | 156.510000000 | 157.410000000 | 158.310000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 154.927300000 | 155.181550000 | 155.435800000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4004.000000000 | 4009.000000000 | 4014.000000000 | KHR |
| USD | = | 419.240000000 | 420.240000000 | 421.240000000 | KMF |
| USD | = | 1439.844600000 | 1443.532300000 | 1447.220000000 | KRW |
| USD | = | 0.305200000 | 0.305250000 | 0.305300000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 504.840000000 | 505.855000000 | 506.870000000 | KZT |
| USD | = | 21473.000000000 | 21574.000000000 | 21675.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.750000000 | 309.800000000 | 309.850000000 | LKR |
| USD | = | 184.000000000 | 185.000000000 | 186.000000000 | LRD |
| USD | = | 16.119500000 | 16.120950000 | 16.122400000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.348900000 | 6.362750000 | 6.376600000 | LYD |
| USD | = | 9.097400000 | 9.104550000 | 9.111700000 | MAD |
| USD | = | 16.900000000 | 16.950000000 | 17.000000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 52.390000000 | 52.585000000 | 52.780000000 | MKD |
| USD | = | 3652.000000000 | 3652.000000000 | 3652.000000000 | MMK |
| USD | = | 3564.000000000 | 3567.000000000 | 3570.000000000 | MNT |
| USD | = | 8.032000000 | 8.037000000 | 8.042000000 | MOP |
| USD | = | 39.790100000 | 39.970100000 | 40.150100000 | MRU |
| USD | = | 45.760000000 | 45.910000000 | 46.060000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.287163000 | 17.373946000 | 17.460728000 | MXN |
| USD | = | 3.985000000 | 3.990000000 | 3.995000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.119500000 | 16.120950000 | 16.122400000 | NAD |
| USD | = | 1409.170000000 | 1411.500000000 | 1413.830000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.735852000 | 9.747925000 | 9.759999000 | NOK |
| USD | = | 147.100000000 | 147.110000000 | 147.120000000 | NPR |
| USD | = | 1.675389863 | 1.677914285 | 1.680449150 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.353500000 | 3.353600000 | 3.353700000 | PEN |
| USD | = | 4.122011541 | 4.271678769 | 4.432624113 | PGK |
| USD | = | 58.899964000 | 58.979482000 | 59.059000000 | PHP |
| USD | = | 279.600000000 | 279.800000000 | 280.000000000 | PKR |
| USD | = | 3.550200000 | 3.552950000 | 3.555700000 | PLN |
| USD | = | 6714.140000000 | 6720.445000000 | 6726.750000000 | PYG |
| USD | = | 3.644000000 | 3.644500000 | 3.645000000 | QAR |
| USD | = | 4.303500000 | 4.308550000 | 4.313600000 | RON |
| USD | = | 99.150000000 | 99.255000000 | 99.360000000 | RSD |
| USD | = | 75.495500000 | 75.500000000 | 75.504500000 | RUB |
| USD | = | 1446.000000000 | 1451.000000000 | 1456.000000000 | RWF |
| USD | = | 3.749700000 | 3.749850000 | 3.750000000 | SAR |
| USD | = | 7.794232268 | 8.012820512 | 8.244023083 | SBD |
| USD | = | 14.264100000 | 14.264300000 | 14.264500000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.250200000 | 599.920700000 | 601.591200000 | SDG |
| USD | = | 8.880979000 | 8.907699000 | 8.934419000 | SEK |
| USD | = | 1.268521000 | 1.271096000 | 1.273672000 | SGD |
| USD | = | 0.732439756 | 0.732520235 | 0.732600732 | SHP |
| USD | = | 23.850000000 | 24.200000000 | 24.550000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.848000000 | 38.101000000 | 38.354000000 | SRD |
| USD | = | 4474.542000000 | 4539.542000000 | 4604.542000000 | SSP |
| USD | = | 20.655900000 | 20.870200000 | 21.084500000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.079000000 | 16.095000000 | 16.111000000 | SZL |
| USD | = | 30.876000000 | 30.953000000 | 31.030000000 | THB |
| USD | = | 9.300000000 | 9.350000000 | 9.400000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.878500000 | 2.882000000 | 2.885500000 | TND |
| USD | = | 2.299379167 | 2.359046945 | 2.421893921 | TOP |
| USD | = | 43.388600000 | 43.393600000 | 43.398600000 | TRY |
| USD | = | 6.765600000 | 6.795800000 | 6.826000000 | TTD |
| USD | = | 31.176335000 | 31.278167500 | 31.380000000 | TWD |
| USD | = | 2530.000000000 | 2555.000000000 | 2580.000000000 | TZS |
| USD | = | 43.100000000 | 43.150000000 | 43.200000000 | UAH |
| USD | = | 3540.230000000 | 3545.230000000 | 3550.230000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 37.510000000 | 37.525000000 | 37.540000000 | UYU |
| USD | = | 12079.950000000 | 12084.950000000 | 12089.950000000 | UZS |
| USD | = | 354.663918000 | 355.108359000 | 355.552800000 | VES |
| USD | = | 26205.000000000 | 26245.000000000 | 26285.000000000 | VND |
| USD | = | 117.730000000 | 118.030000000 | 118.330000000 | VUV |
| USD | = | 2.628811777 | 2.707092582 | 2.790178571 | WST |
| USD | = | 554.480000000 | 562.290000000 | 570.100000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 555.250000000 | 558.750000000 | 562.250000000 | XOF |
| USD | = | 100.570000000 | 101.025000000 | 101.480000000 | XPF |
| USD | = | 237.990000000 | 238.240000000 | 238.490000000 | YER |
| USD | = | 16.069500000 | 16.084500000 | 16.099500000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.450000000 | 19.475000000 | 19.500000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.