Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/23/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.290000000 | 66.390000000 | 66.490000000 | AFN |
| USD | = | 81.850000000 | 82.080000000 | 82.310000000 | ALL |
| USD | = | 378.080000000 | 379.080000000 | 380.080000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.215000000 | 918.915000000 | 925.615000000 | AOA |
| USD | = | 1429.000000000 | 1429.250000000 | 1429.500000000 | ARS |
| USD | = | 1.461208565 | 1.462257667 | 1.463308276 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.658800000 | 1.665650000 | 1.672500000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.300000000 | 122.325000000 | 122.350000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376900000 | 0.377025000 | 0.377150000 | BHD |
| USD | = | 2949.630000000 | 2961.630000000 | 2973.630000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.280200000 | 1.280550000 | 1.280900000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.284400000 | 5.284850000 | 5.285300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 91.611000000 | 91.618500000 | 91.626000000 | BTN |
| USD | = | 13.831258644 | 13.917884481 | 14.005602240 | BWP |
| USD | = | 2.827600000 | 2.836800000 | 2.846000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.376998000 | 1.378570000 | 1.380142000 | CAD |
| USD | = | 2140.000000000 | 2175.000000000 | 2210.000000000 | CDF |
| USD | = | 0.788469000 | 0.789151000 | 0.789834000 | CHF |
| USD | = | 868.580000000 | 868.995000000 | 869.410000000 | CLP |
| USD | = | 6.937737000 | 6.955968500 | 6.974200000 | CNY |
| USD | = | 3609.710000000 | 3612.475000000 | 3615.240000000 | COP |
| USD | = | 489.770000000 | 494.885000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.800000000 | 94.235000000 | 94.670000000 | CVE |
| USD | = | 20.633000000 | 20.645000000 | 20.657000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.324822000 | 6.355069000 | 6.385316000 | DKK |
| USD | = | 62.810000000 | 63.000000000 | 63.190000000 | DOP |
| USD | = | 129.012000000 | 129.657000000 | 130.302000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.000000000 | 47.050000000 | 47.100000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.267200000 | 155.767200000 | 156.267200000 | ETB |
| USD | = | 0.850571584 | 0.850819807 | 0.851068175 | EUR |
| USD | = | 2.207992934 | 2.250225022 | 2.294104152 | FJD |
| USD | = | 0.741070105 | 0.741179958 | 0.741289844 | FKP |
| USD | = | 0.740690812 | 0.740768176 | 0.740845556 | GBP |
| USD | = | 2.664000000 | 2.694000000 | 2.724000000 | GEL |
| USD | = | 10.850000000 | 10.875000000 | 10.900000000 | GHS |
| USD | = | 0.741070105 | 0.741179958 | 0.741289844 | GIP |
| USD | = | 73.550000000 | 74.025000000 | 74.500000000 | GMD |
| USD | = | 8719.000000000 | 8759.500000000 | 8800.000000000 | GNF |
| USD | = | 7.665000000 | 7.675000000 | 7.685000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.777986000 | 7.797704000 | 7.817422000 | HKD |
| USD | = | 26.355500000 | 26.377750000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.400000000 | 130.850000000 | 131.300000000 | HTG |
| USD | = | 324.750000000 | 325.015000000 | 325.280000000 | HUF |
| USD | = | 16829.360000000 | 16859.680000000 | 16890.000000000 | IDR |
| USD | = | 3.139000000 | 3.140000000 | 3.141000000 | ILS |
| USD | = | 91.535000000 | 91.558500000 | 91.582000000 | INR |
| USD | = | 1309.550000000 | 1310.050000000 | 1310.550000000 | IQD |
| USD | = | 1071203.000000000 | 1071453.000000000 | 1071703.000000000 | IRR |
| USD | = | 124.070000000 | 124.210000000 | 124.350000000 | ISK |
| USD | = | 156.510000000 | 157.410000000 | 158.310000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 158.247300000 | 158.491000000 | 158.734700000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4020.000000000 | 4025.000000000 | 4030.000000000 | KHR |
| USD | = | 420.040000000 | 421.040000000 | 422.040000000 | KMF |
| USD | = | 1456.948650000 | 1460.699325000 | 1464.450000000 | KRW |
| USD | = | 0.305600000 | 0.305650000 | 0.305700000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 506.210000000 | 506.985000000 | 507.760000000 | KZT |
| USD | = | 21495.000000000 | 21610.000000000 | 21725.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.700000000 | 309.775000000 | 309.850000000 | LKR |
| USD | = | 184.000000000 | 185.000000000 | 186.000000000 | LRD |
| USD | = | 16.142000000 | 16.143450000 | 16.144900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.348900000 | 6.362750000 | 6.376600000 | LYD |
| USD | = | 9.167000000 | 9.171000000 | 9.175000000 | MAD |
| USD | = | 16.890000000 | 16.940000000 | 16.990000000 | MDL |
| USD | = | 4509.630000000 | 4524.130000000 | 4538.630000000 | MGA |
| USD | = | 52.390000000 | 52.585000000 | 52.780000000 | MKD |
| USD | = | 3652.000000000 | 3652.000000000 | 3652.000000000 | MMK |
| USD | = | 3564.000000000 | 3567.000000000 | 3570.000000000 | MNT |
| USD | = | 8.031000000 | 8.035000000 | 8.039000000 | MOP |
| USD | = | 39.800100000 | 39.980100000 | 40.160100000 | MRU |
| USD | = | 45.950000000 | 46.100000000 | 46.250000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.391390000 | 17.471805000 | 17.552219000 | MXN |
| USD | = | 4.038000000 | 4.040000000 | 4.042000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.142000000 | 16.143450000 | 16.144900000 | NAD |
| USD | = | 1418.760000000 | 1419.760000000 | 1420.760000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.847187000 | 9.850684000 | 9.854180000 | NOK |
| USD | = | 146.610000000 | 146.615000000 | 146.620000000 | NPR |
| USD | = | 1.688211053 | 1.690502755 | 1.692803553 | NZD |
| USD | = | 0.384850000 | 0.384975000 | 0.385100000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.354000000 | 3.354500000 | 3.355000000 | PEN |
| USD | = | 4.122011541 | 4.271678769 | 4.432624113 | PGK |
| USD | = | 58.821122000 | 58.938561000 | 59.056000000 | PHP |
| USD | = | 279.750000000 | 280.000000000 | 280.250000000 | PKR |
| USD | = | 3.571500000 | 3.572600000 | 3.573700000 | PLN |
| USD | = | 6684.280000000 | 6687.365000000 | 6690.450000000 | PYG |
| USD | = | 3.644000000 | 3.644500000 | 3.645000000 | QAR |
| USD | = | 4.331000000 | 4.331950000 | 4.332900000 | RON |
| USD | = | 99.830000000 | 99.870000000 | 99.910000000 | RSD |
| USD | = | 75.995500000 | 76.000000000 | 76.004500000 | RUB |
| USD | = | 1449.350000000 | 1454.350000000 | 1459.350000000 | RWF |
| USD | = | 3.749900000 | 3.750000000 | 3.750100000 | SAR |
| USD | = | 7.794232268 | 8.012820512 | 8.244023083 | SBD |
| USD | = | 14.694400000 | 15.069550000 | 15.444700000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 8.989443000 | 9.005402000 | 9.021360000 | SEK |
| USD | = | 1.278237000 | 1.280582000 | 1.282927000 | SGD |
| USD | = | 0.741344799 | 0.741427247 | 0.741509713 | SHP |
| USD | = | 23.850000000 | 24.200000000 | 24.550000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.947000000 | 38.200000000 | 38.453000000 | SRD |
| USD | = | 4478.212700000 | 4543.212700000 | 4608.212700000 | SSP |
| USD | = | 20.842100000 | 21.055700000 | 21.269300000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.103200000 | 16.136200000 | 16.169200000 | SZL |
| USD | = | 30.905880000 | 30.997940000 | 31.090000000 | THB |
| USD | = | 9.280000000 | 9.330000000 | 9.380000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.854800000 | 2.872050000 | 2.889300000 | TND |
| USD | = | 2.307869836 | 2.367984844 | 2.431315341 | TOP |
| USD | = | 43.339900000 | 43.344900000 | 43.349900000 | TRY |
| USD | = | 6.759600000 | 6.792800000 | 6.826000000 | TTD |
| USD | = | 31.436030000 | 31.520015000 | 31.604000000 | TWD |
| USD | = | 2520.000000000 | 2545.000000000 | 2570.000000000 | TZS |
| USD | = | 43.100000000 | 43.150000000 | 43.200000000 | UAH |
| USD | = | 3514.770000000 | 3519.770000000 | 3524.770000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 37.850000000 | 37.870000000 | 37.890000000 | UYU |
| USD | = | 12131.920000000 | 12136.920000000 | 12141.920000000 | UZS |
| USD | = | 351.824534000 | 352.265417000 | 352.706300000 | VES |
| USD | = | 26267.000000000 | 26269.500000000 | 26272.000000000 | VND |
| USD | = | 117.960000000 | 118.255000000 | 118.550000000 | VUV |
| USD | = | 2.660281989 | 2.740476842 | 2.825656965 | WST |
| USD | = | 558.020000000 | 571.790000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 557.500000000 | 561.000000000 | 564.500000000 | XOF |
| USD | = | 101.220000000 | 101.665000000 | 102.110000000 | XPF |
| USD | = | 238.090000000 | 238.340000000 | 238.590000000 | YER |
| USD | = | 16.124500000 | 16.138000000 | 16.151500000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.650000000 | 19.675000000 | 19.700000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.