Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/22/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.290000000 | 66.390000000 | 66.490000000 | AFN |
| USD | = | 82.420000000 | 82.650000000 | 82.880000000 | ALL |
| USD | = | 380.000000000 | 381.000000000 | 382.000000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.215000000 | 918.915000000 | 925.615000000 | AOA |
| USD | = | 1429.500000000 | 1430.000000000 | 1430.500000000 | ARS |
| USD | = | 1.479467214 | 1.480527363 | 1.481589033 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.670000000 | 1.677200000 | 1.684400000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.300000000 | 122.325000000 | 122.350000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376900000 | 0.377025000 | 0.377150000 | BHD |
| USD | = | 2940.000000000 | 2965.000000000 | 2990.000000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.285000000 | 1.285400000 | 1.285800000 | BND |
| USD | = | 6.860000000 | 6.920000000 | 6.980000000 | BOB |
| USD | = | 5.319300000 | 5.319750000 | 5.320200000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 91.630000000 | 91.637500000 | 91.645000000 | BTN |
| USD | = | 13.568521031 | 13.812154696 | 14.064697609 | BWP |
| USD | = | 2.861800000 | 2.871150000 | 2.880500000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.382674000 | 1.384257000 | 1.385840000 | CAD |
| USD | = | 2157.000000000 | 2187.000000000 | 2217.000000000 | CDF |
| USD | = | 0.795611000 | 0.796296000 | 0.796981000 | CHF |
| USD | = | 874.110000000 | 874.915000000 | 875.720000000 | CLP |
| USD | = | 6.928881500 | 6.946490750 | 6.964100000 | CNY |
| USD | = | 3671.270000000 | 3674.845000000 | 3678.420000000 | COP |
| USD | = | 487.000000000 | 493.500000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.440000000 | 94.890000000 | 95.340000000 | CVE |
| USD | = | 20.829000000 | 20.839000000 | 20.849000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.368991000 | 6.399421000 | 6.429852000 | DKK |
| USD | = | 62.750000000 | 63.000000000 | 63.250000000 | DOP |
| USD | = | 129.328000000 | 129.975000000 | 130.622000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.340000000 | 47.390000000 | 47.440000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.543400000 | 156.043400000 | 156.543400000 | ETB |
| USD | = | 0.856327144 | 0.856579472 | 0.856831949 | EUR |
| USD | = | 2.221728504 | 2.264492753 | 2.308935580 | FJD |
| USD | = | 0.744657085 | 0.744712540 | 0.744768004 | FKP |
| USD | = | 0.745140935 | 0.745222564 | 0.745304766 | GBP |
| USD | = | 2.664000000 | 2.694000000 | 2.724000000 | GEL |
| USD | = | 10.850000000 | 10.870000000 | 10.890000000 | GHS |
| USD | = | 0.744657085 | 0.744712540 | 0.744768004 | GIP |
| USD | = | 73.550000000 | 74.025000000 | 74.500000000 | GMD |
| USD | = | 8719.000000000 | 8759.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.670000000 | 7.680000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.776222000 | 7.795957000 | 7.815693000 | HKD |
| USD | = | 26.355500000 | 26.377750000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.411700000 | 130.933800000 | 131.455900000 | HTG |
| USD | = | 329.090000000 | 329.320000000 | 329.550000000 | HUF |
| USD | = | 16879.210000000 | 16909.605000000 | 16940.000000000 | IDR |
| USD | = | 3.144800000 | 3.154300000 | 3.163800000 | ILS |
| USD | = | 91.510000000 | 91.537000000 | 91.564000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1070705.000000000 | 1070955.000000000 | 1071205.000000000 | IRR |
| USD | = | 125.090000000 | 125.250000000 | 125.410000000 | ISK |
| USD | = | 156.490000000 | 157.245000000 | 158.000000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 158.212300000 | 158.455500000 | 158.698700000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4020.000000000 | 4025.000000000 | 4030.000000000 | KHR |
| USD | = | 421.000000000 | 422.000000000 | 423.000000000 | KMF |
| USD | = | 1458.908800000 | 1462.664400000 | 1466.420000000 | KRW |
| USD | = | 0.305500000 | 0.305550000 | 0.305600000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 507.220000000 | 507.840000000 | 508.460000000 | KZT |
| USD | = | 21480.000000000 | 21600.000000000 | 21720.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.600000000 | 309.650000000 | 309.700000000 | LKR |
| USD | = | 184.000000000 | 185.250000000 | 186.500000000 | LRD |
| USD | = | 16.277000000 | 16.278500000 | 16.280000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.340000000 | 6.355000000 | 6.370000000 | LYD |
| USD | = | 9.185000000 | 9.193000000 | 9.201000000 | MAD |
| USD | = | 16.900000000 | 16.950000000 | 17.000000000 | MDL |
| USD | = | 4574.650000000 | 4626.055000000 | 4677.460000000 | MGA |
| USD | = | 52.430000000 | 52.625000000 | 52.820000000 | MKD |
| USD | = | 3652.000000000 | 3652.000000000 | 3652.000000000 | MMK |
| USD | = | 3560.000000000 | 3565.000000000 | 3570.000000000 | MNT |
| USD | = | 8.030000000 | 8.034500000 | 8.039000000 | MOP |
| USD | = | 39.710000000 | 39.860000000 | 40.010000000 | MRU |
| USD | = | 45.850000000 | 46.000000000 | 46.150000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.416259000 | 17.497213000 | 17.578167000 | MXN |
| USD | = | 4.044000000 | 4.047000000 | 4.050000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.277000000 | 16.278500000 | 16.280000000 | NAD |
| USD | = | 1419.730000000 | 1420.230000000 | 1420.730000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.966820000 | 9.971911000 | 9.977001000 | NOK |
| USD | = | 146.710000000 | 146.720000000 | 146.730000000 | NPR |
| USD | = | 1.710577182 | 1.712927118 | 1.715280577 | NZD |
| USD | = | 0.384850000 | 0.384975000 | 0.385100000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.355600000 | 3.356000000 | 3.356400000 | PEN |
| USD | = | 4.120313143 | 4.269854824 | 4.430660168 | PGK |
| USD | = | 59.112538000 | 59.215269000 | 59.318000000 | PHP |
| USD | = | 279.500000000 | 279.775000000 | 280.050000000 | PKR |
| USD | = | 3.605000000 | 3.608750000 | 3.612500000 | PLN |
| USD | = | 6730.370000000 | 6738.890000000 | 6747.410000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.364200000 | 4.365250000 | 4.366300000 | RON |
| USD | = | 100.460000000 | 100.575000000 | 100.690000000 | RSD |
| USD | = | 76.995500000 | 77.000000000 | 77.004500000 | RUB |
| USD | = | 1449.260000000 | 1454.260000000 | 1459.260000000 | RWF |
| USD | = | 3.748800000 | 3.749900000 | 3.751000000 | SAR |
| USD | = | 7.812500000 | 8.032128514 | 8.264462809 | SBD |
| USD | = | 13.848900000 | 13.849100000 | 13.849300000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.101261000 | 9.119094000 | 9.136927000 | SEK |
| USD | = | 1.283006000 | 1.285385000 | 1.287763000 | SGD |
| USD | = | 0.745879018 | 0.745962478 | 0.746045956 | SHP |
| USD | = | 23.400000000 | 23.650000000 | 23.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 38.071000000 | 38.248000000 | 38.425000000 | SRD |
| USD | = | 4480.914200000 | 4545.914200000 | 4610.914200000 | SSP |
| USD | = | 20.986800000 | 21.202750000 | 21.418700000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.259000000 | 16.275000000 | 16.291000000 | SZL |
| USD | = | 31.184760000 | 31.252380000 | 31.320000000 | THB |
| USD | = | 9.280000000 | 9.325000000 | 9.370000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.867100000 | 2.885100000 | 2.903100000 | TND |
| USD | = | 2.316960148 | 2.377555872 | 2.441406250 | TOP |
| USD | = | 43.286400000 | 43.300350000 | 43.314300000 | TRY |
| USD | = | 6.751100000 | 6.788550000 | 6.826000000 | TTD |
| USD | = | 31.481800000 | 31.575900000 | 31.670000000 | TWD |
| USD | = | 2525.000000000 | 2550.000000000 | 2575.000000000 | TZS |
| USD | = | 42.985900000 | 43.013450000 | 43.041000000 | UAH |
| USD | = | 3450.000000000 | 3455.000000000 | 3460.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.220000000 | 38.235000000 | 38.250000000 | UYU |
| USD | = | 12117.070000000 | 12122.070000000 | 12127.070000000 | UZS |
| USD | = | 349.052382000 | 349.489791000 | 349.927200000 | VES |
| USD | = | 26225.000000000 | 26265.000000000 | 26305.000000000 | VND |
| USD | = | 118.620000000 | 118.915000000 | 119.210000000 | VUV |
| USD | = | 2.660281989 | 2.740476842 | 2.825656965 | WST |
| USD | = | 561.800000000 | 573.680000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 556.250000000 | 559.750000000 | 563.250000000 | XOF |
| USD | = | 101.920000000 | 102.370000000 | 102.820000000 | XPF |
| USD | = | 238.100000000 | 238.375000000 | 238.650000000 | YER |
| USD | = | 16.266000000 | 16.279800000 | 16.293600000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 20.200000000 | 20.225000000 | 20.250000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.