Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/21/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.470000000 | 66.570000000 | 66.670000000 | AFN |
| USD | = | 82.050000000 | 82.285000000 | 82.520000000 | ALL |
| USD | = | 378.210000000 | 379.210000000 | 380.210000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.210000000 | 918.910000000 | 925.610000000 | AOA |
| USD | = | 1434.245500000 | 1434.250000000 | 1434.254500000 | ARS |
| USD | = | 1.484516492 | 1.485577273 | 1.486637360 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.662400000 | 1.669550000 | 1.676700000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.300000000 | 122.325000000 | 122.350000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376900000 | 0.377025000 | 0.377150000 | BHD |
| USD | = | 2949.230000000 | 2961.230000000 | 2973.230000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.283900000 | 1.283950000 | 1.284000000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.375400000 | 5.375900000 | 5.376400000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.960000000 | 90.967500000 | 90.975000000 | BTN |
| USD | = | 12.642225031 | 13.333333333 | 14.104372355 | BWP |
| USD | = | 2.874200000 | 2.890650000 | 2.907100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.381820000 | 1.383398000 | 1.384975000 | CAD |
| USD | = | 2130.000000000 | 2150.000000000 | 2170.000000000 | CDF |
| USD | = | 0.789177000 | 0.789852000 | 0.790526000 | CHF |
| USD | = | 884.420000000 | 885.210000000 | 886.000000000 | CLP |
| USD | = | 6.925100500 | 6.943750250 | 6.962400000 | CNY |
| USD | = | 3676.000000000 | 3680.905000000 | 3685.810000000 | COP |
| USD | = | 484.400000000 | 487.475000000 | 490.550000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.000000000 | 94.450000000 | 94.900000000 | CVE |
| USD | = | 20.731000000 | 20.741500000 | 20.752000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.341025000 | 6.371371000 | 6.401717000 | DKK |
| USD | = | 62.840000000 | 63.030000000 | 63.220000000 | DOP |
| USD | = | 129.117000000 | 129.763000000 | 130.409000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.420000000 | 47.470000000 | 47.520000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.282100000 | 155.782100000 | 156.282100000 | ETB |
| USD | = | 0.852605776 | 0.852854461 | 0.853103291 | EUR |
| USD | = | 2.224694104 | 2.267573696 | 2.312138728 | FJD |
| USD | = | 0.743052459 | 0.743162901 | 0.743273375 | FKP |
| USD | = | 0.743984513 | 0.744064227 | 0.744143405 | GBP |
| USD | = | 2.664000000 | 2.694000000 | 2.724000000 | GEL |
| USD | = | 10.850000000 | 10.870000000 | 10.890000000 | GHS |
| USD | = | 0.743052459 | 0.743162901 | 0.743273375 | GIP |
| USD | = | 73.550000000 | 74.025000000 | 74.500000000 | GMD |
| USD | = | 8715.000000000 | 8757.500000000 | 8800.000000000 | GNF |
| USD | = | 7.665000000 | 7.676500000 | 7.688000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.779467000 | 7.799116000 | 7.818765000 | HKD |
| USD | = | 26.344900000 | 26.372450000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.285400000 | 130.903550000 | 131.521700000 | HTG |
| USD | = | 328.000000000 | 328.325000000 | 328.650000000 | HUF |
| USD | = | 16894.165000000 | 16924.582500000 | 16955.000000000 | IDR |
| USD | = | 3.169800000 | 3.170800000 | 3.171800000 | ILS |
| USD | = | 91.089000000 | 91.118500000 | 91.148000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1068400.000000000 | 1068650.000000000 | 1068900.000000000 | IRR |
| USD | = | 124.510000000 | 124.670000000 | 124.830000000 | ISK |
| USD | = | 156.550000000 | 157.285000000 | 158.020000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.954700000 | 158.198000000 | 158.441300000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4019.000000000 | 4024.000000000 | 4029.000000000 | KHR |
| USD | = | 419.550000000 | 420.550000000 | 421.550000000 | KMF |
| USD | = | 1471.346300000 | 1475.083150000 | 1478.820000000 | KRW |
| USD | = | 0.305650000 | 0.305700000 | 0.305750000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 507.760000000 | 508.170000000 | 508.580000000 | KZT |
| USD | = | 21505.000000000 | 21620.000000000 | 21735.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.680000000 | 309.700000000 | 309.720000000 | LKR |
| USD | = | 184.000000000 | 184.500000000 | 185.000000000 | LRD |
| USD | = | 16.423300000 | 16.424750000 | 16.426200000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.351700000 | 6.365550000 | 6.379400000 | LYD |
| USD | = | 9.162000000 | 9.168300000 | 9.174600000 | MAD |
| USD | = | 16.900000000 | 16.950000000 | 17.000000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 52.380000000 | 52.570000000 | 52.760000000 | MKD |
| USD | = | 3652.000000000 | 3652.000000000 | 3652.000000000 | MMK |
| USD | = | 3563.000000000 | 3566.000000000 | 3569.000000000 | MNT |
| USD | = | 8.033000000 | 8.037000000 | 8.041000000 | MOP |
| USD | = | 39.910100000 | 40.090100000 | 40.270100000 | MRU |
| USD | = | 46.040000000 | 46.190000000 | 46.340000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.522621000 | 17.604665000 | 17.686709000 | MXN |
| USD | = | 4.052000000 | 4.054500000 | 4.057000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.423300000 | 16.424750000 | 16.426200000 | NAD |
| USD | = | 1417.400000000 | 1418.655000000 | 1419.910000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.993018000 | 9.997544000 | 10.002070000 | NOK |
| USD | = | 145.560000000 | 145.570000000 | 145.580000000 | NPR |
| USD | = | 1.713972302 | 1.716310961 | 1.718658964 | NZD |
| USD | = | 0.384850000 | 0.384975000 | 0.385100000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.356600000 | 3.356900000 | 3.357200000 | PEN |
| USD | = | 4.120313143 | 4.269854824 | 4.430660168 | PGK |
| USD | = | 59.287188000 | 59.391094000 | 59.495000000 | PHP |
| USD | = | 279.500000000 | 279.775000000 | 280.050000000 | PKR |
| USD | = | 3.601300000 | 3.602350000 | 3.603400000 | PLN |
| USD | = | 6696.540000000 | 6697.345000000 | 6698.150000000 | PYG |
| USD | = | 3.644500000 | 3.644750000 | 3.645000000 | QAR |
| USD | = | 4.340500000 | 4.343000000 | 4.345500000 | RON |
| USD | = | 100.020000000 | 100.110000000 | 100.200000000 | RSD |
| USD | = | 78.045500000 | 78.050000000 | 78.054500000 | RUB |
| USD | = | 1449.190000000 | 1454.190000000 | 1459.190000000 | RWF |
| USD | = | 3.749900000 | 3.750000000 | 3.750100000 | SAR |
| USD | = | 7.812500000 | 8.032128514 | 8.264462809 | SBD |
| USD | = | 13.837900000 | 13.838100000 | 13.838300000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.450200000 | 600.120700000 | 601.791200000 | SDG |
| USD | = | 9.108334000 | 9.125488000 | 9.142642000 | SEK |
| USD | = | 1.281601000 | 1.283973000 | 1.286345000 | SGD |
| USD | = | 0.745156482 | 0.745239780 | 0.745323097 | SHP |
| USD | = | 23.800000000 | 24.150000000 | 24.500000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.132000000 | 38.385000000 | 38.638000000 | SRD |
| USD | = | 4486.084500000 | 4551.084500000 | 4616.084500000 | SSP |
| USD | = | 20.890100000 | 21.105100000 | 21.320100000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.388000000 | 16.418000000 | 16.448000000 | SZL |
| USD | = | 30.895920000 | 30.967960000 | 31.040000000 | THB |
| USD | = | 9.300000000 | 9.335000000 | 9.370000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.867200000 | 2.880850000 | 2.894500000 | TND |
| USD | = | 2.318034306 | 2.378686964 | 2.442598925 | TOP |
| USD | = | 43.280900000 | 43.294400000 | 43.307900000 | TRY |
| USD | = | 6.725800000 | 6.775900000 | 6.826000000 | TTD |
| USD | = | 31.519610000 | 31.613805000 | 31.708000000 | TWD |
| USD | = | 2500.000000000 | 2525.000000000 | 2550.000000000 | TZS |
| USD | = | 43.240400000 | 43.251200000 | 43.262000000 | UAH |
| USD | = | 3453.680000000 | 3458.680000000 | 3463.680000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.350000000 | 38.365000000 | 38.380000000 | UYU |
| USD | = | 12068.290000000 | 12073.290000000 | 12078.290000000 | UZS |
| USD | = | 346.394942000 | 346.829021000 | 347.263100000 | VES |
| USD | = | 26264.000000000 | 26265.000000000 | 26266.000000000 | VND |
| USD | = | 118.790000000 | 119.090000000 | 119.390000000 | VUV |
| USD | = | 2.663825253 | 2.744237102 | 2.829654782 | WST |
| USD | = | 559.210000000 | 572.385000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 558.250000000 | 561.750000000 | 565.250000000 | XOF |
| USD | = | 101.450000000 | 101.900000000 | 102.350000000 | XPF |
| USD | = | 238.170000000 | 238.420000000 | 238.670000000 | YER |
| USD | = | 16.414500000 | 16.424300000 | 16.434100000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 20.200000000 | 20.225000000 | 20.250000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.