Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/20/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672700000 | 3.672900000 | 3.673100000 | AED |
| USD | = | 66.430000000 | 66.530000000 | 66.630000000 | AFN |
| USD | = | 82.660000000 | 82.905000000 | 83.150000000 | ALL |
| USD | = | 377.890000000 | 378.890000000 | 379.890000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.215000000 | 918.915000000 | 925.615000000 | AOA |
| USD | = | 1434.000000000 | 1436.000000000 | 1438.000000000 | ARS |
| USD | = | 1.489240978 | 1.490310744 | 1.491379824 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.675100000 | 1.682100000 | 1.689100000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.290000000 | 122.315000000 | 122.340000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376980000 | 0.377005000 | 0.377030000 | BHD |
| USD | = | 2949.020000000 | 2961.020000000 | 2973.020000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.284900000 | 1.285300000 | 1.285700000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.369700000 | 5.370150000 | 5.370600000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.923000000 | 90.930500000 | 90.938000000 | BTN |
| USD | = | 13.831258644 | 13.966480446 | 14.104372355 | BWP |
| USD | = | 2.878200000 | 2.886650000 | 2.895100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.385831000 | 1.387419000 | 1.389006000 | CAD |
| USD | = | 2212.500000000 | 2281.250000000 | 2350.000000000 | CDF |
| USD | = | 0.797272000 | 0.797957000 | 0.798642000 | CHF |
| USD | = | 888.400000000 | 888.745000000 | 889.090000000 | CLP |
| USD | = | 6.928583000 | 6.946641500 | 6.964700000 | CNY |
| USD | = | 3656.500000000 | 3659.000000000 | 3661.500000000 | COP |
| USD | = | 484.370000000 | 487.445000000 | 490.520000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.720000000 | 95.160000000 | 95.600000000 | CVE |
| USD | = | 20.868000000 | 20.878000000 | 20.888000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.388340000 | 6.418932000 | 6.449523000 | DKK |
| USD | = | 63.210000000 | 63.405000000 | 63.600000000 | DOP |
| USD | = | 129.493000000 | 130.140000000 | 130.787000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.370000000 | 47.420000000 | 47.470000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.557200000 | 156.057200000 | 156.557200000 | ETB |
| USD | = | 0.858903609 | 0.859157458 | 0.859410719 | EUR |
| USD | = | 2.229654403 | 2.272727272 | 2.317497103 | FJD |
| USD | = | 0.744435345 | 0.744546199 | 0.744657085 | FKP |
| USD | = | 0.745108733 | 0.745185357 | 0.745261996 | GBP |
| USD | = | 2.664000000 | 2.694000000 | 2.724000000 | GEL |
| USD | = | 10.800000000 | 10.825000000 | 10.850000000 | GHS |
| USD | = | 0.744435345 | 0.744546199 | 0.744657085 | GIP |
| USD | = | 73.550000000 | 74.025000000 | 74.500000000 | GMD |
| USD | = | 8709.000000000 | 8754.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.667500000 | 7.675000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.777699000 | 7.797368000 | 7.817037000 | HKD |
| USD | = | 26.344900000 | 26.372450000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.337500000 | 130.955650000 | 131.573800000 | HTG |
| USD | = | 331.110000000 | 331.310000000 | 331.510000000 | HUF |
| USD | = | 16884.195000000 | 16914.597500000 | 16945.000000000 | IDR |
| USD | = | 3.156600000 | 3.157600000 | 3.158600000 | ILS |
| USD | = | 90.873000000 | 90.902000000 | 90.931000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1067780.000000000 | 1068030.000000000 | 1068280.000000000 | IRR |
| USD | = | 125.460000000 | 125.605000000 | 125.750000000 | ISK |
| USD | = | 156.610000000 | 157.460000000 | 158.310000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.919800000 | 158.162550000 | 158.405300000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4017.000000000 | 4022.000000000 | 4027.000000000 | KHR |
| USD | = | 422.770000000 | 423.770000000 | 424.770000000 | KMF |
| USD | = | 1465.117600000 | 1468.838800000 | 1472.560000000 | KRW |
| USD | = | 0.305750000 | 0.305800000 | 0.305850000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 508.690000000 | 509.400000000 | 510.110000000 | KZT |
| USD | = | 21510.000000000 | 21625.000000000 | 21740.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.700000000 | 309.750000000 | 309.800000000 | LKR |
| USD | = | 183.000000000 | 183.500000000 | 184.000000000 | LRD |
| USD | = | 16.391000000 | 16.392450000 | 16.393900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.420100000 | 5.433950000 | 5.447800000 | LYD |
| USD | = | 9.212000000 | 9.217000000 | 9.222000000 | MAD |
| USD | = | 16.960000000 | 17.010000000 | 17.060000000 | MDL |
| USD | = | 4534.000000000 | 4548.500000000 | 4563.000000000 | MGA |
| USD | = | 52.760000000 | 52.985000000 | 53.210000000 | MKD |
| USD | = | 3652.000000000 | 3652.000000000 | 3652.000000000 | MMK |
| USD | = | 3561.000000000 | 3564.000000000 | 3567.000000000 | MNT |
| USD | = | 8.031000000 | 8.036500000 | 8.042000000 | MOP |
| USD | = | 39.870100000 | 40.050100000 | 40.230100000 | MRU |
| USD | = | 46.130000000 | 46.280000000 | 46.430000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.510119000 | 17.591217000 | 17.672314000 | MXN |
| USD | = | 4.052000000 | 4.055000000 | 4.058000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.391000000 | 16.392450000 | 16.393900000 | NAD |
| USD | = | 1417.640000000 | 1419.270000000 | 1420.900000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.059714000 | 10.063478000 | 10.067242000 | NOK |
| USD | = | 145.460000000 | 145.465000000 | 145.470000000 | NPR |
| USD | = | 1.723846660 | 1.726218321 | 1.728593529 | NZD |
| USD | = | 0.384970000 | 0.384985000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.357100000 | 3.357200000 | 3.357300000 | PEN |
| USD | = | 4.118616144 | 4.268032437 | 4.428697962 | PGK |
| USD | = | 59.281200000 | 59.380600000 | 59.480000000 | PHP |
| USD | = | 279.700000000 | 279.825000000 | 279.950000000 | PKR |
| USD | = | 3.628000000 | 3.629050000 | 3.630100000 | PLN |
| USD | = | 6674.950000000 | 6678.490000000 | 6682.030000000 | PYG |
| USD | = | 3.644500000 | 3.644750000 | 3.645000000 | QAR |
| USD | = | 4.373800000 | 4.374800000 | 4.375800000 | RON |
| USD | = | 100.810000000 | 100.855000000 | 100.900000000 | RSD |
| USD | = | 77.495500000 | 77.500000000 | 77.504500000 | RUB |
| USD | = | 1449.090000000 | 1454.090000000 | 1459.090000000 | RWF |
| USD | = | 3.749900000 | 3.750000000 | 3.750100000 | SAR |
| USD | = | 7.824726134 | 8.045052292 | 8.278145695 | SBD |
| USD | = | 13.337800000 | 13.338000000 | 13.338200000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.190641000 | 9.208407000 | 9.226173000 | SEK |
| USD | = | 1.282892000 | 1.285271000 | 1.287649000 | SGD |
| USD | = | 0.746937556 | 0.747021252 | 0.747104968 | SHP |
| USD | = | 23.800000000 | 24.150000000 | 24.500000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.140000000 | 38.393000000 | 38.646000000 | SRD |
| USD | = | 4489.185600000 | 4554.185600000 | 4619.185600000 | SSP |
| USD | = | 21.048100000 | 21.263800000 | 21.479500000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.352100000 | 16.388550000 | 16.425000000 | SZL |
| USD | = | 31.115040000 | 31.192520000 | 31.270000000 | THB |
| USD | = | 9.280000000 | 9.320000000 | 9.360000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.880700000 | 2.893950000 | 2.907200000 | TND |
| USD | = | 2.323960027 | 2.384927259 | 2.449179524 | TOP |
| USD | = | 43.265600000 | 43.281050000 | 43.296500000 | TRY |
| USD | = | 6.747800000 | 6.786900000 | 6.826000000 | TTD |
| USD | = | 31.391255000 | 31.485127500 | 31.579000000 | TWD |
| USD | = | 2500.000000000 | 2527.500000000 | 2555.000000000 | TZS |
| USD | = | 43.273000000 | 43.284500000 | 43.296000000 | UAH |
| USD | = | 3477.050000000 | 3482.050000000 | 3487.050000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.420000000 | 38.435000000 | 38.450000000 | UYU |
| USD | = | 12046.710000000 | 12051.710000000 | 12056.710000000 | UZS |
| USD | = | 343.645832000 | 344.076466000 | 344.507100000 | VES |
| USD | = | 26225.000000000 | 26265.000000000 | 26305.000000000 | VND |
| USD | = | 119.020000000 | 119.320000000 | 119.620000000 | VUV |
| USD | = | 2.670940170 | 2.751788662 | 2.837684449 | WST |
| USD | = | 563.490000000 | 574.525000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 560.250000000 | 563.750000000 | 567.250000000 | XOF |
| USD | = | 102.220000000 | 102.665000000 | 103.110000000 | XPF |
| USD | = | 238.170000000 | 238.420000000 | 238.670000000 | YER |
| USD | = | 16.387400000 | 16.398300000 | 16.409200000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.975000000 | 20.000000000 | 20.025000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.