Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/19/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672000000 | 3.672500000 | 3.673000000 | AED |
| USD | = | 66.220000000 | 66.320000000 | 66.420000000 | AFN |
| USD | = | 82.850000000 | 83.125000000 | 83.400000000 | ALL |
| USD | = | 378.990000000 | 379.990000000 | 380.990000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.968000000 | 918.668000000 | 925.368000000 | AOA |
| USD | = | 1429.000000000 | 1429.500000000 | 1430.000000000 | ARS |
| USD | = | 1.494075988 | 1.495154950 | 1.496237710 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.677400000 | 1.684250000 | 1.691100000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.290000000 | 122.330000000 | 122.370000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376880000 | 0.377005000 | 0.377130000 | BHD |
| USD | = | 2948.820000000 | 2960.820000000 | 2972.820000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.286400000 | 1.286800000 | 1.287200000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.368500000 | 5.368900000 | 5.369300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.682000000 | 90.709500000 | 90.737000000 | BTN |
| USD | = | 13.793103448 | 13.937282229 | 14.084507042 | BWP |
| USD | = | 2.872700000 | 2.884000000 | 2.895300000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.388384000 | 1.389982000 | 1.391581000 | CAD |
| USD | = | 2212.500000000 | 2281.250000000 | 2350.000000000 | CDF |
| USD | = | 0.798159000 | 0.798850000 | 0.799542000 | CHF |
| USD | = | 885.680000000 | 886.375000000 | 887.070000000 | CLP |
| USD | = | 6.933259500 | 6.951429750 | 6.969600000 | CNY |
| USD | = | 3690.000000000 | 3692.500000000 | 3695.000000000 | COP |
| USD | = | 485.900000000 | 488.975000000 | 492.050000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.840000000 | 95.285000000 | 95.730000000 | CVE |
| USD | = | 20.861000000 | 20.876000000 | 20.891000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.397838000 | 6.428467000 | 6.459096000 | DKK |
| USD | = | 63.390000000 | 63.580000000 | 63.770000000 | DOP |
| USD | = | 129.655000000 | 130.303500000 | 130.952000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.330000000 | 47.380000000 | 47.430000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.557300000 | 156.057300000 | 156.557300000 | ETB |
| USD | = | 0.860098154 | 0.860351969 | 0.860605194 | EUR |
| USD | = | 2.238137869 | 2.281542322 | 2.326663564 | FJD |
| USD | = | 0.747160789 | 0.747244535 | 0.747328301 | FKP |
| USD | = | 0.746093825 | 0.746177333 | 0.746260303 | GBP |
| USD | = | 2.664000000 | 2.694000000 | 2.724000000 | GEL |
| USD | = | 10.800000000 | 10.825000000 | 10.850000000 | GHS |
| USD | = | 0.747160789 | 0.747244535 | 0.747328301 | GIP |
| USD | = | 73.500000000 | 74.000000000 | 74.500000000 | GMD |
| USD | = | 8709.000000000 | 8754.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.667500000 | 7.675000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.780388000 | 7.799914000 | 7.819439000 | HKD |
| USD | = | 26.344900000 | 26.372450000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 331.210000000 | 331.410000000 | 331.610000000 | HUF |
| USD | = | 16829.360000000 | 16859.680000000 | 16890.000000000 | IDR |
| USD | = | 3.146100000 | 3.150800000 | 3.155500000 | ILS |
| USD | = | 90.682000000 | 90.709500000 | 90.737000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1064016.000000000 | 1064266.000000000 | 1064516.000000000 | IRR |
| USD | = | 125.620000000 | 125.765000000 | 125.910000000 | ISK |
| USD | = | 156.910000000 | 157.810000000 | 158.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.332600000 | 157.575000000 | 157.817400000 | JPY |
| USD | = | 128.850000000 | 128.950000000 | 129.050000000 | KES |
| USD | = | 87.448900000 | 87.476050000 | 87.503200000 | KGS |
| USD | = | 4017.000000000 | 4022.000000000 | 4027.000000000 | KHR |
| USD | = | 423.540000000 | 424.540000000 | 425.540000000 | KMF |
| USD | = | 1467.028000000 | 1470.754000000 | 1474.480000000 | KRW |
| USD | = | 0.305750000 | 0.305800000 | 0.305850000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 511.470000000 | 511.980000000 | 512.490000000 | KZT |
| USD | = | 21510.000000000 | 21625.000000000 | 21740.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.750000000 | 309.800000000 | 309.850000000 | LKR |
| USD | = | 180.000000000 | 181.000000000 | 182.000000000 | LRD |
| USD | = | 16.402300000 | 16.403750000 | 16.405200000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.420100000 | 5.433950000 | 5.447800000 | LYD |
| USD | = | 9.216200000 | 9.224950000 | 9.233700000 | MAD |
| USD | = | 16.970000000 | 17.020000000 | 17.070000000 | MDL |
| USD | = | 4538.870000000 | 4553.370000000 | 4567.870000000 | MGA |
| USD | = | 52.760000000 | 52.985000000 | 53.210000000 | MKD |
| USD | = | 3650.000000000 | 3650.000000000 | 3650.000000000 | MMK |
| USD | = | 3562.000000000 | 3565.000000000 | 3568.000000000 | MNT |
| USD | = | 8.034000000 | 8.039000000 | 8.044000000 | MOP |
| USD | = | 39.870100000 | 40.050100000 | 40.230100000 | MRU |
| USD | = | 46.150000000 | 46.300000000 | 46.450000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.556138000 | 17.638483000 | 17.720828000 | MXN |
| USD | = | 4.050000000 | 4.055000000 | 4.060000000 | MYR |
| USD | = | 63.270000000 | 63.620000000 | 63.970000000 | MZN |
| USD | = | 16.402300000 | 16.403750000 | 16.405200000 | NAD |
| USD | = | 1420.000000000 | 1422.500000000 | 1425.000000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.072015000 | 10.076360000 | 10.080705000 | NOK |
| USD | = | 145.380000000 | 145.390000000 | 145.400000000 | NPR |
| USD | = | 1.732540753 | 1.734915344 | 1.737299472 | NZD |
| USD | = | 0.384870000 | 0.384985000 | 0.385100000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.356600000 | 3.357100000 | 3.357600000 | PEN |
| USD | = | 4.118616144 | 4.268032437 | 4.428697962 | PGK |
| USD | = | 59.236290000 | 59.338145000 | 59.440000000 | PHP |
| USD | = | 279.750000000 | 280.000000000 | 280.250000000 | PKR |
| USD | = | 3.629200000 | 3.632950000 | 3.636700000 | PLN |
| USD | = | 6656.890000000 | 6667.015000000 | 6677.140000000 | PYG |
| USD | = | 3.644700000 | 3.645000000 | 3.645300000 | QAR |
| USD | = | 4.390100000 | 4.391400000 | 4.392700000 | RON |
| USD | = | 101.110000000 | 101.200000000 | 101.290000000 | RSD |
| USD | = | 77.995500000 | 78.000000000 | 78.004500000 | RUB |
| USD | = | 1448.970000000 | 1453.970000000 | 1458.970000000 | RWF |
| USD | = | 3.748900000 | 3.750000000 | 3.751100000 | SAR |
| USD | = | 7.830853563 | 8.051529790 | 8.285004142 | SBD |
| USD | = | 14.931200000 | 15.306350000 | 15.681500000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 9.188358000 | 9.206252000 | 9.224147000 | SEK |
| USD | = | 1.284456000 | 1.286833000 | 1.289210000 | SGD |
| USD | = | 0.746770218 | 0.746853878 | 0.746937556 | SHP |
| USD | = | 23.800000000 | 24.150000000 | 24.500000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.140000000 | 38.393000000 | 38.646000000 | SRD |
| USD | = | 4485.121000000 | 4550.121000000 | 4615.121000000 | SSP |
| USD | = | 21.073400000 | 21.291200000 | 21.509000000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.389900000 | 16.414250000 | 16.438600000 | SZL |
| USD | = | 31.144920000 | 31.222460000 | 31.300000000 | THB |
| USD | = | 9.280000000 | 9.320000000 | 9.360000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.883500000 | 2.887000000 | 2.890500000 | TND |
| USD | = | 2.329373398 | 2.390628735 | 2.455192732 | TOP |
| USD | = | 43.270800000 | 43.275800000 | 43.280800000 | TRY |
| USD | = | 6.745400000 | 6.785700000 | 6.826000000 | TTD |
| USD | = | 31.449960000 | 31.543980000 | 31.638000000 | TWD |
| USD | = | 2495.000000000 | 2520.000000000 | 2545.000000000 | TZS |
| USD | = | 43.305000000 | 43.317500000 | 43.330000000 | UAH |
| USD | = | 3553.320000000 | 3558.320000000 | 3563.320000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.600000000 | 38.615000000 | 38.630000000 | UYU |
| USD | = | 11957.780000000 | 11962.780000000 | 11967.780000000 | UZS |
| USD | = | 343.645832000 | 344.076466000 | 344.507100000 | VES |
| USD | = | 26235.000000000 | 26275.000000000 | 26315.000000000 | VND |
| USD | = | 119.410000000 | 119.705000000 | 120.000000000 | VUV |
| USD | = | 2.680965147 | 2.762430939 | 2.849002849 | WST |
| USD | = | 565.260000000 | 570.350000000 | 575.440000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 561.220000000 | 564.720000000 | 568.220000000 | XOF |
| USD | = | 102.350000000 | 102.800000000 | 103.250000000 | XPF |
| USD | = | 238.100000000 | 238.350000000 | 238.600000000 | YER |
| USD | = | 16.410600000 | 16.418300000 | 16.426000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 20.100000000 | 20.125000000 | 20.150000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.