Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/16/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.220000000 | 66.320000000 | 66.420000000 | AFN |
| USD | = | 82.950000000 | 83.300000000 | 83.650000000 | ALL |
| USD | = | 378.420000000 | 379.420000000 | 380.420000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.968000000 | 918.668000000 | 925.368000000 | AOA |
| USD | = | 1441.500000000 | 1442.000000000 | 1442.500000000 | ARS |
| USD | = | 1.491308653 | 1.492379165 | 1.493448986 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.679500000 | 1.686450000 | 1.693400000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.280000000 | 122.305000000 | 122.330000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376980000 | 0.377005000 | 0.377030000 | BHD |
| USD | = | 2948.590000000 | 2960.590000000 | 2972.590000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.287500000 | 1.288000000 | 1.288500000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.367800000 | 5.368250000 | 5.368700000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.266000000 | 90.273500000 | 90.281000000 | BTN |
| USD | = | 13.831258644 | 13.956734124 | 14.084507042 | BWP |
| USD | = | 2.894700000 | 2.906250000 | 2.917800000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.387482000 | 1.389059000 | 1.390636000 | CAD |
| USD | = | 2212.500000000 | 2281.250000000 | 2350.000000000 | CDF |
| USD | = | 0.802706000 | 0.803396000 | 0.804087000 | CHF |
| USD | = | 882.470000000 | 883.025000000 | 883.580000000 | CLP |
| USD | = | 6.931170000 | 6.948985000 | 6.966800000 | CNY |
| USD | = | 3683.010000000 | 3685.710000000 | 3688.410000000 | COP |
| USD | = | 488.190000000 | 491.265000000 | 494.340000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.970000000 | 95.410000000 | 95.850000000 | CVE |
| USD | = | 20.900000000 | 20.910500000 | 20.921000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.405388000 | 6.436085000 | 6.466782000 | DKK |
| USD | = | 63.520000000 | 63.710000000 | 63.900000000 | DOP |
| USD | = | 129.931700000 | 130.199600000 | 130.467500000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.190000000 | 47.240000000 | 47.290000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.539900000 | 156.039900000 | 156.539900000 | ETB |
| USD | = | 0.861152135 | 0.861405831 | 0.861660419 | EUR |
| USD | = | 2.236135957 | 2.279462046 | 2.324500232 | FJD |
| USD | = | 0.746881768 | 0.746993351 | 0.747104968 | FKP |
| USD | = | 0.747246769 | 0.747328859 | 0.747411527 | GBP |
| USD | = | 2.664000000 | 2.694500000 | 2.725000000 | GEL |
| USD | = | 10.780000000 | 10.805000000 | 10.830000000 | GHS |
| USD | = | 0.746881768 | 0.746993351 | 0.747104968 | GIP |
| USD | = | 73.500000000 | 74.000000000 | 74.500000000 | GMD |
| USD | = | 8709.000000000 | 8754.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.667500000 | 7.675000000 | GTQ |
| USD | = | 207.890000000 | 209.180000000 | 210.470000000 | GYD |
| USD | = | 7.783092000 | 7.794920000 | 7.806749000 | HKD |
| USD | = | 26.344900000 | 26.372450000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 331.590000000 | 331.885000000 | 332.180000000 | HUF |
| USD | = | 16829.360000000 | 16859.680000000 | 16890.000000000 | IDR |
| USD | = | 3.141700000 | 3.145250000 | 3.148800000 | ILS |
| USD | = | 90.339000000 | 90.361500000 | 90.384000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1064806.000000000 | 1065056.000000000 | 1065306.000000000 | IRR |
| USD | = | 125.780000000 | 125.940000000 | 126.100000000 | ISK |
| USD | = | 156.910000000 | 157.810000000 | 158.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 158.352100000 | 158.595500000 | 158.838900000 | JPY |
| USD | = | 128.850000000 | 128.950000000 | 129.050000000 | KES |
| USD | = | 87.448300000 | 87.475450000 | 87.502600000 | KGS |
| USD | = | 4016.000000000 | 4021.000000000 | 4026.000000000 | KHR |
| USD | = | 423.820000000 | 424.820000000 | 425.820000000 | KMF |
| USD | = | 1462.520650000 | 1466.265325000 | 1470.010000000 | KRW |
| USD | = | 0.305750000 | 0.305800000 | 0.305850000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 510.460000000 | 510.960000000 | 511.460000000 | KZT |
| USD | = | 21508.000000000 | 21623.000000000 | 21738.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.400000000 | 309.450000000 | 309.500000000 | LKR |
| USD | = | 180.000000000 | 180.500000000 | 181.000000000 | LRD |
| USD | = | 16.355000000 | 16.356500000 | 16.358000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.420100000 | 5.433950000 | 5.447800000 | LYD |
| USD | = | 9.226500000 | 9.230400000 | 9.234300000 | MAD |
| USD | = | 16.920000000 | 16.970000000 | 17.020000000 | MDL |
| USD | = | 4599.870000000 | 4651.555000000 | 4703.240000000 | MGA |
| USD | = | 52.660000000 | 52.945000000 | 53.230000000 | MKD |
| USD | = | 3650.000000000 | 3650.000000000 | 3650.000000000 | MMK |
| USD | = | 3561.000000000 | 3564.000000000 | 3567.000000000 | MNT |
| USD | = | 8.033000000 | 8.038000000 | 8.043000000 | MOP |
| USD | = | 39.860100000 | 40.040100000 | 40.220100000 | MRU |
| USD | = | 46.050000000 | 46.200000000 | 46.350000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.577091000 | 17.658619000 | 17.740146000 | MXN |
| USD | = | 4.052000000 | 4.054500000 | 4.057000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.355000000 | 16.356500000 | 16.358000000 | NAD |
| USD | = | 1420.870000000 | 1422.495000000 | 1424.120000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.105991000 | 10.110164000 | 10.114338000 | NOK |
| USD | = | 144.470000000 | 144.480000000 | 144.490000000 | NPR |
| USD | = | 1.738794771 | 1.741186548 | 1.743581875 | NZD |
| USD | = | 0.384970000 | 0.384985000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.360000000 | 3.360200000 | 3.360400000 | PEN |
| USD | = | 4.116920543 | 4.266211604 | 4.426737494 | PGK |
| USD | = | 59.286190000 | 59.389095000 | 59.492000000 | PHP |
| USD | = | 281.970000000 | 282.500000000 | 283.030000000 | PKR |
| USD | = | 3.626700000 | 3.627850000 | 3.629000000 | PLN |
| USD | = | 6801.000000000 | 6834.500000000 | 6868.000000000 | PYG |
| USD | = | 3.640200000 | 3.642500000 | 3.644800000 | QAR |
| USD | = | 4.382300000 | 4.384000000 | 4.385700000 | RON |
| USD | = | 101.020000000 | 101.115000000 | 101.210000000 | RSD |
| USD | = | 78.245500000 | 78.250000000 | 78.254500000 | RUB |
| USD | = | 1448.880000000 | 1453.880000000 | 1458.880000000 | RWF |
| USD | = | 3.750000000 | 3.750100000 | 3.750200000 | SAR |
| USD | = | 7.830853563 | 8.051529790 | 8.285004142 | SBD |
| USD | = | 14.454000000 | 14.454200000 | 14.454400000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.350200000 | 600.020700000 | 601.691200000 | SDG |
| USD | = | 9.198347000 | 9.215718000 | 9.233089000 | SEK |
| USD | = | 1.285578000 | 1.287956000 | 1.290334000 | SGD |
| USD | = | 0.748446972 | 0.748531007 | 0.748615062 | SHP |
| USD | = | 23.750000000 | 24.100000000 | 24.450000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.940000000 | 38.193000000 | 38.446000000 | SRD |
| USD | = | 4481.599500000 | 4546.599500000 | 4611.599500000 | SSP |
| USD | = | 21.102400000 | 21.319600000 | 21.536800000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.329000000 | 16.345000000 | 16.361000000 | SZL |
| USD | = | 31.224600000 | 31.322300000 | 31.420000000 | THB |
| USD | = | 9.270000000 | 9.315000000 | 9.360000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.877100000 | 2.895150000 | 2.913200000 | TND |
| USD | = | 2.327746741 | 2.388915432 | 2.453385672 | TOP |
| USD | = | 43.272400000 | 43.277400000 | 43.282400000 | TRY |
| USD | = | 6.754900000 | 6.790450000 | 6.826000000 | TTD |
| USD | = | 31.416130000 | 31.500065000 | 31.584000000 | TWD |
| USD | = | 2490.000000000 | 2515.000000000 | 2540.000000000 | TZS |
| USD | = | 43.500000000 | 43.550000000 | 43.600000000 | UAH |
| USD | = | 3550.000000000 | 3555.000000000 | 3560.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.690000000 | 38.705000000 | 38.720000000 | UYU |
| USD | = | 11964.660000000 | 11969.660000000 | 11974.660000000 | UZS |
| USD | = | 340.888144000 | 341.315322000 | 341.742500000 | VES |
| USD | = | 26230.000000000 | 26270.000000000 | 26310.000000000 | VND |
| USD | = | 119.200000000 | 119.500000000 | 119.800000000 | VUV |
| USD | = | 2.678093197 | 2.759381898 | 2.845759817 | WST |
| USD | = | 564.900000000 | 575.230000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 560.500000000 | 564.000000000 | 567.500000000 | XOF |
| USD | = | 102.480000000 | 102.935000000 | 103.390000000 | XPF |
| USD | = | 238.100000000 | 238.350000000 | 238.600000000 | YER |
| USD | = | 16.331500000 | 16.344150000 | 16.356800000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.891800000 | 19.916800000 | 19.941800000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.