Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/15/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.220000000 | 66.320000000 | 66.420000000 | AFN |
| USD | = | 82.610000000 | 82.905000000 | 83.200000000 | ALL |
| USD | = | 379.330000000 | 380.330000000 | 381.330000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.968000000 | 918.668000000 | 925.368000000 | AOA |
| USD | = | 1453.000000000 | 1453.500000000 | 1454.000000000 | ARS |
| USD | = | 1.495523896 | 1.496580313 | 1.497640467 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.674200000 | 1.681250000 | 1.688300000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376930000 | 0.376980000 | 0.377030000 | BHD |
| USD | = | 2948.380000000 | 2960.380000000 | 2972.380000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.287300000 | 1.287650000 | 1.288000000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.396700000 | 5.397100000 | 5.397500000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.343000000 | 90.350500000 | 90.358000000 | BTN |
| USD | = | 13.831258644 | 13.956734124 | 14.084507042 | BWP |
| USD | = | 2.890300000 | 2.901900000 | 2.913500000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.386826000 | 1.388407000 | 1.389988000 | CAD |
| USD | = | 2212.500000000 | 2281.250000000 | 2350.000000000 | CDF |
| USD | = | 0.799110000 | 0.799797000 | 0.800484000 | CHF |
| USD | = | 881.200000000 | 882.170000000 | 883.140000000 | CLP |
| USD | = | 6.938135000 | 6.956167500 | 6.974200000 | CNY |
| USD | = | 3674.270000000 | 3677.070000000 | 3679.870000000 | COP |
| USD | = | 489.490000000 | 494.745000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.670000000 | 95.115000000 | 95.560000000 | CVE |
| USD | = | 20.811000000 | 20.823000000 | 20.835000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.385972000 | 6.416559000 | 6.447146000 | DKK |
| USD | = | 63.590000000 | 63.780000000 | 63.970000000 | DOP |
| USD | = | 129.468000000 | 130.115000000 | 130.762000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.250000000 | 47.300000000 | 47.350000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.066800000 | 155.566800000 | 156.066800000 | ETB |
| USD | = | 0.858508376 | 0.858758304 | 0.859007640 | EUR |
| USD | = | 2.236135957 | 2.279462046 | 2.324500232 | FJD |
| USD | = | 0.744490768 | 0.744518482 | 0.744546199 | FKP |
| USD | = | 0.743972336 | 0.744053708 | 0.744135099 | GBP |
| USD | = | 2.665000000 | 2.695500000 | 2.726000000 | GEL |
| USD | = | 10.780000000 | 10.805000000 | 10.830000000 | GHS |
| USD | = | 0.744490768 | 0.744518482 | 0.744546199 | GIP |
| USD | = | 73.500000000 | 74.000000000 | 74.500000000 | GMD |
| USD | = | 8709.000000000 | 8754.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.667500000 | 7.675000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.775928000 | 7.795588000 | 7.815248000 | HKD |
| USD | = | 26.344900000 | 26.372450000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 331.410000000 | 331.610000000 | 331.810000000 | HUF |
| USD | = | 16804.435000000 | 16834.717500000 | 16865.000000000 | IDR |
| USD | = | 3.150500000 | 3.156450000 | 3.162400000 | ILS |
| USD | = | 90.169000000 | 90.181000000 | 90.193000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1068906.000000000 | 1069156.000000000 | 1069406.000000000 | IRR |
| USD | = | 125.240000000 | 125.380000000 | 125.520000000 | ISK |
| USD | = | 156.810000000 | 157.660000000 | 158.510000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 158.203300000 | 158.448000000 | 158.692700000 | JPY |
| USD | = | 128.850000000 | 129.000000000 | 129.150000000 | KES |
| USD | = | 87.449000000 | 87.476150000 | 87.503300000 | KGS |
| USD | = | 4016.000000000 | 4021.000000000 | 4026.000000000 | KHR |
| USD | = | 422.130000000 | 423.130000000 | 424.130000000 | KMF |
| USD | = | 1456.620300000 | 1460.340150000 | 1464.060000000 | KRW |
| USD | = | 0.305750000 | 0.305800000 | 0.305850000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 509.970000000 | 510.470000000 | 510.970000000 | KZT |
| USD | = | 21510.000000000 | 21625.000000000 | 21740.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.400000000 | 309.450000000 | 309.500000000 | LKR |
| USD | = | 179.000000000 | 180.000000000 | 181.000000000 | LRD |
| USD | = | 16.404400000 | 16.405900000 | 16.407400000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.420600000 | 5.434450000 | 5.448300000 | LYD |
| USD | = | 9.210100000 | 9.215350000 | 9.220600000 | MAD |
| USD | = | 16.930000000 | 16.980000000 | 17.030000000 | MDL |
| USD | = | 4585.650000000 | 4637.175000000 | 4688.700000000 | MGA |
| USD | = | 52.630000000 | 52.845000000 | 53.060000000 | MKD |
| USD | = | 3650.000000000 | 3650.000000000 | 3650.000000000 | MMK |
| USD | = | 3560.000000000 | 3563.000000000 | 3566.000000000 | MNT |
| USD | = | 8.031000000 | 8.036000000 | 8.041000000 | MOP |
| USD | = | 39.790000000 | 39.849700000 | 39.909400000 | MRU |
| USD | = | 46.000000000 | 46.150000000 | 46.300000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.719347000 | 17.802057000 | 17.884768000 | MXN |
| USD | = | 4.048000000 | 4.050000000 | 4.052000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.404400000 | 16.405900000 | 16.407400000 | NAD |
| USD | = | 1420.250000000 | 1422.000000000 | 1423.750000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.053513000 | 10.058444000 | 10.063375000 | NOK |
| USD | = | 144.470000000 | 144.480000000 | 144.490000000 | NPR |
| USD | = | 1.738855242 | 1.741250217 | 1.743648759 | NZD |
| USD | = | 0.384980000 | 0.385005000 | 0.385030000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.359400000 | 3.359900000 | 3.360400000 | PEN |
| USD | = | 4.115226337 | 4.264392324 | 4.424778761 | PGK |
| USD | = | 59.279204000 | 59.380102000 | 59.481000000 | PHP |
| USD | = | 279.500000000 | 279.750000000 | 280.000000000 | PKR |
| USD | = | 3.615200000 | 3.616250000 | 3.617300000 | PLN |
| USD | = | 6750.990000000 | 6753.465000000 | 6755.940000000 | PYG |
| USD | = | 3.642000000 | 3.645000000 | 3.648000000 | QAR |
| USD | = | 4.368200000 | 4.370200000 | 4.372200000 | RON |
| USD | = | 100.700000000 | 100.795000000 | 100.890000000 | RSD |
| USD | = | 78.495500000 | 78.500000000 | 78.504500000 | RUB |
| USD | = | 1448.000000000 | 1452.500000000 | 1457.000000000 | RWF |
| USD | = | 3.750200000 | 3.750300000 | 3.750400000 | SAR |
| USD | = | 7.830853563 | 8.051529790 | 8.285004142 | SBD |
| USD | = | 13.999700000 | 13.999900000 | 14.000100000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 9.179727000 | 9.197234000 | 9.214742000 | SEK |
| USD | = | 1.285282000 | 1.287689000 | 1.290096000 | SGD |
| USD | = | 0.744657085 | 0.744740271 | 0.744823476 | SHP |
| USD | = | 23.800000000 | 24.150000000 | 24.500000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.090000000 | 38.343000000 | 38.596000000 | SRD |
| USD | = | 4483.249600000 | 4548.249600000 | 4613.249600000 | SSP |
| USD | = | 21.035400000 | 21.253750000 | 21.472100000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.368500000 | 16.396800000 | 16.425100000 | SZL |
| USD | = | 31.344120000 | 31.422060000 | 31.500000000 | THB |
| USD | = | 9.270000000 | 9.315000000 | 9.360000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.871400000 | 2.888800000 | 2.906200000 | TND |
| USD | = | 2.329373398 | 2.390628735 | 2.455192732 | TOP |
| USD | = | 43.169800000 | 43.174800000 | 43.179800000 | TRY |
| USD | = | 6.749300000 | 6.787650000 | 6.826000000 | TTD |
| USD | = | 31.368370000 | 31.452185000 | 31.536000000 | TWD |
| USD | = | 2480.000000000 | 2510.000000000 | 2540.000000000 | TZS |
| USD | = | 43.416700000 | 43.426500000 | 43.436300000 | UAH |
| USD | = | 3555.000000000 | 3560.000000000 | 3565.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.600000000 | 38.615000000 | 38.630000000 | UYU |
| USD | = | 11996.710000000 | 12001.710000000 | 12006.710000000 | UZS |
| USD | = | 338.301626000 | 338.725563000 | 339.149500000 | VES |
| USD | = | 26235.000000000 | 26277.500000000 | 26320.000000000 | VND |
| USD | = | 119.290000000 | 119.590000000 | 119.890000000 | VUV |
| USD | = | 2.680965147 | 2.762430939 | 2.849002849 | WST |
| USD | = | 563.250000000 | 574.405000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 559.500000000 | 563.000000000 | 566.500000000 | XOF |
| USD | = | 102.150000000 | 102.615000000 | 103.080000000 | XPF |
| USD | = | 238.070000000 | 238.320000000 | 238.570000000 | YER |
| USD | = | 16.395400000 | 16.405700000 | 16.416000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.765000000 | 19.790000000 | 19.815000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.