Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/14/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.190000000 | 66.290000000 | 66.390000000 | AFN |
| USD | = | 82.640000000 | 82.935000000 | 83.230000000 | ALL |
| USD | = | 379.830000000 | 380.830000000 | 381.830000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.968000000 | 918.668000000 | 925.368000000 | AOA |
| USD | = | 1457.000000000 | 1458.500000000 | 1460.000000000 | ARS |
| USD | = | 1.495474693 | 1.496544478 | 1.497613552 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.674800000 | 1.681700000 | 1.688600000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376900000 | 0.377025000 | 0.377150000 | BHD |
| USD | = | 2948.170000000 | 2960.170000000 | 2972.170000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.288600000 | 1.288900000 | 1.289200000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.372300000 | 5.372800000 | 5.373300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.176000000 | 90.183500000 | 90.191000000 | BTN |
| USD | = | 13.888888888 | 13.995801259 | 14.104372355 | BWP |
| USD | = | 2.897100000 | 2.918950000 | 2.940800000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.387099000 | 1.388685000 | 1.390272000 | CAD |
| USD | = | 2130.000000000 | 2150.000000000 | 2170.000000000 | CDF |
| USD | = | 0.800458000 | 0.801150000 | 0.801843000 | CHF |
| USD | = | 885.400000000 | 886.095000000 | 886.790000000 | CLP |
| USD | = | 6.942612500 | 6.960556250 | 6.978500000 | CNY |
| USD | = | 3645.660000000 | 3650.020000000 | 3654.380000000 | COP |
| USD | = | 493.410000000 | 496.705000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.700000000 | 95.140000000 | 95.580000000 | CVE |
| USD | = | 20.802000000 | 20.814500000 | 20.827000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.387976000 | 6.418540000 | 6.449105000 | DKK |
| USD | = | 63.480000000 | 63.675000000 | 63.870000000 | DOP |
| USD | = | 129.473000000 | 130.120000000 | 130.767000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.050000000 | 47.100000000 | 47.150000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.244800000 | 155.744800000 | 156.244800000 | ETB |
| USD | = | 0.858705947 | 0.858957466 | 0.859209132 | EUR |
| USD | = | 2.237637055 | 2.281021897 | 2.326122354 | FJD |
| USD | = | 0.744269127 | 0.744379931 | 0.744490768 | FKP |
| USD | = | 0.744750255 | 0.744832907 | 0.744915578 | GBP |
| USD | = | 2.665000000 | 2.695500000 | 2.726000000 | GEL |
| USD | = | 10.750000000 | 10.765000000 | 10.780000000 | GHS |
| USD | = | 0.744269127 | 0.744379931 | 0.744490768 | GIP |
| USD | = | 73.400000000 | 73.950000000 | 74.500000000 | GMD |
| USD | = | 8706.000000000 | 8753.000000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.667500000 | 7.675000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.780956000 | 7.800850000 | 7.820744000 | HKD |
| USD | = | 26.353500000 | 26.376750000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 331.590000000 | 331.790000000 | 331.990000000 | HUF |
| USD | = | 16809.420000000 | 16839.710000000 | 16870.000000000 | IDR |
| USD | = | 3.143700000 | 3.150600000 | 3.157500000 | ILS |
| USD | = | 90.278000000 | 90.283000000 | 90.288000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1000055.000000000 | 1000305.000000000 | 1000555.000000000 | IRR |
| USD | = | 125.780000000 | 125.920000000 | 126.060000000 | ISK |
| USD | = | 156.810000000 | 157.660000000 | 158.510000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 158.958200000 | 159.202000000 | 159.445800000 | JPY |
| USD | = | 128.850000000 | 129.000000000 | 129.150000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4015.000000000 | 4020.000000000 | 4025.000000000 | KHR |
| USD | = | 421.650000000 | 422.650000000 | 423.650000000 | KMF |
| USD | = | 1466.679750000 | 1470.424875000 | 1474.170000000 | KRW |
| USD | = | 0.305750000 | 0.305800000 | 0.305850000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 509.000000000 | 509.510000000 | 510.020000000 | KZT |
| USD | = | 21500.000000000 | 21615.000000000 | 21730.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.100000000 | 309.125000000 | 309.150000000 | LKR |
| USD | = | 179.000000000 | 180.000000000 | 181.000000000 | LRD |
| USD | = | 16.398000000 | 16.399500000 | 16.401000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.417500000 | 5.431350000 | 5.445200000 | LYD |
| USD | = | 9.192900000 | 9.202650000 | 9.212400000 | MAD |
| USD | = | 16.880000000 | 16.930000000 | 16.980000000 | MDL |
| USD | = | 4586.840000000 | 4638.375000000 | 4689.910000000 | MGA |
| USD | = | 52.600000000 | 52.820000000 | 53.040000000 | MKD |
| USD | = | 3650.000000000 | 3650.000000000 | 3650.000000000 | MMK |
| USD | = | 3560.000000000 | 3563.000000000 | 3566.000000000 | MNT |
| USD | = | 8.025000000 | 8.030000000 | 8.035000000 | MOP |
| USD | = | 39.860000000 | 39.919800000 | 39.979600000 | MRU |
| USD | = | 46.560000000 | 46.710000000 | 46.860000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.746961000 | 17.829275000 | 17.911590000 | MXN |
| USD | = | 4.058000000 | 4.061000000 | 4.064000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.398000000 | 16.399500000 | 16.401000000 | NAD |
| USD | = | 1421.120000000 | 1421.995000000 | 1422.870000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.083783000 | 10.087799000 | 10.091815000 | NOK |
| USD | = | 144.300000000 | 144.310000000 | 144.320000000 | NPR |
| USD | = | 1.740431975 | 1.742831299 | 1.745237247 | NZD |
| USD | = | 0.384870000 | 0.384985000 | 0.385100000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.358700000 | 3.359200000 | 3.359700000 | PEN |
| USD | = | 4.115226337 | 4.264392324 | 4.424778761 | PGK |
| USD | = | 59.167428000 | 59.270214000 | 59.373000000 | PHP |
| USD | = | 279.750000000 | 280.000000000 | 280.250000000 | PKR |
| USD | = | 3.617700000 | 3.618500000 | 3.619300000 | PLN |
| USD | = | 6784.170000000 | 6787.520000000 | 6790.870000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.370400000 | 4.372900000 | 4.375400000 | RON |
| USD | = | 100.730000000 | 100.770000000 | 100.810000000 | RSD |
| USD | = | 78.745500000 | 78.750000000 | 78.754500000 | RUB |
| USD | = | 1448.690000000 | 1457.190000000 | 1465.690000000 | RWF |
| USD | = | 3.750100000 | 3.750200000 | 3.750300000 | SAR |
| USD | = | 7.824726134 | 8.045052292 | 8.278145695 | SBD |
| USD | = | 14.077200000 | 14.077400000 | 14.077600000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.207685000 | 9.224478000 | 9.241272000 | SEK |
| USD | = | 1.286604000 | 1.288988000 | 1.291371000 | SGD |
| USD | = | 0.745767767 | 0.745851202 | 0.745934656 | SHP |
| USD | = | 23.800000000 | 24.150000000 | 24.500000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.831000000 | 38.084000000 | 38.337000000 | SRD |
| USD | = | 4478.684100000 | 4543.684100000 | 4608.684100000 | SSP |
| USD | = | 21.042600000 | 21.259200000 | 21.475800000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.359500000 | 16.388050000 | 16.416600000 | SZL |
| USD | = | 31.403880000 | 31.476940000 | 31.550000000 | THB |
| USD | = | 9.270000000 | 9.315000000 | 9.360000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.880600000 | 2.898000000 | 2.915400000 | TND |
| USD | = | 2.329373398 | 2.390628735 | 2.455192732 | TOP |
| USD | = | 43.130900000 | 43.157450000 | 43.184000000 | TRY |
| USD | = | 6.749300000 | 6.787650000 | 6.826000000 | TTD |
| USD | = | 31.458915000 | 31.552957500 | 31.647000000 | TWD |
| USD | = | 2480.000000000 | 2510.000000000 | 2540.000000000 | TZS |
| USD | = | 43.116000000 | 43.136750000 | 43.157500000 | UAH |
| USD | = | 3570.000000000 | 3575.000000000 | 3580.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.720000000 | 38.735000000 | 38.750000000 | UYU |
| USD | = | 12043.040000000 | 12048.040000000 | 12053.040000000 | UZS |
| USD | = | 335.618451000 | 336.039025000 | 336.459600000 | VES |
| USD | = | 26250.000000000 | 26287.500000000 | 26325.000000000 | VND |
| USD | = | 119.330000000 | 119.630000000 | 119.930000000 | VUV |
| USD | = | 2.680246582 | 2.761668047 | 2.848191398 | WST |
| USD | = | 563.390000000 | 574.475000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 559.000000000 | 562.500000000 | 566.000000000 | XOF |
| USD | = | 102.190000000 | 102.645000000 | 103.100000000 | XPF |
| USD | = | 238.080000000 | 238.330000000 | 238.580000000 | YER |
| USD | = | 16.387200000 | 16.395850000 | 16.404500000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.450000000 | 19.475000000 | 19.500000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.