Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/13/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.180000000 | 66.280000000 | 66.380000000 | AFN |
| USD | = | 82.450000000 | 82.745000000 | 83.040000000 | ALL |
| USD | = | 380.150000000 | 381.150000000 | 382.150000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.968000000 | 918.668000000 | 925.368000000 | AOA |
| USD | = | 1467.000000000 | 1467.500000000 | 1468.000000000 | ARS |
| USD | = | 1.489709089 | 1.490779528 | 1.491851507 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.671200000 | 1.678100000 | 1.685000000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376900000 | 0.377025000 | 0.377150000 | BHD |
| USD | = | 2947.980000000 | 2959.980000000 | 2971.980000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.285200000 | 1.285600000 | 1.286000000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.375200000 | 5.375650000 | 5.376100000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.166000000 | 90.173500000 | 90.181000000 | BTN |
| USD | = | 13.888888888 | 13.986013986 | 14.084507042 | BWP |
| USD | = | 2.901900000 | 2.916500000 | 2.931100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.386060000 | 1.387649000 | 1.389238000 | CAD |
| USD | = | 2200.000000000 | 2275.000000000 | 2350.000000000 | CDF |
| USD | = | 0.796611000 | 0.797295000 | 0.797979000 | CHF |
| USD | = | 882.440000000 | 883.830000000 | 885.220000000 | CLP |
| USD | = | 6.938135000 | 6.955717500 | 6.973300000 | CNY |
| USD | = | 3711.000000000 | 3712.000000000 | 3713.000000000 | COP |
| USD | = | 494.160000000 | 497.080000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.500000000 | 94.940000000 | 95.380000000 | CVE |
| USD | = | 20.796000000 | 20.810500000 | 20.825000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.374080000 | 6.404522000 | 6.434964000 | DKK |
| USD | = | 63.630000000 | 63.820000000 | 64.010000000 | DOP |
| USD | = | 129.370000000 | 130.017000000 | 130.664000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.100000000 | 47.150000000 | 47.200000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.908300000 | 155.408300000 | 155.908300000 | ETB |
| USD | = | 0.856867190 | 0.857119837 | 0.857371897 | EUR |
| USD | = | 2.231644722 | 2.274795268 | 2.319647413 | FJD |
| USD | = | 0.742611020 | 0.742721330 | 0.742831674 | FKP |
| USD | = | 0.742536579 | 0.742617086 | 0.742698163 | GBP |
| USD | = | 2.665000000 | 2.696000000 | 2.727000000 | GEL |
| USD | = | 10.700000000 | 10.725000000 | 10.750000000 | GHS |
| USD | = | 0.742611020 | 0.742721330 | 0.742831674 | GIP |
| USD | = | 73.250000000 | 73.875000000 | 74.500000000 | GMD |
| USD | = | 8706.000000000 | 8753.000000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.667500000 | 7.675000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.785114000 | 7.796823000 | 7.808533000 | HKD |
| USD | = | 26.361000000 | 26.380500000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 331.510000000 | 331.715000000 | 331.920000000 | HUF |
| USD | = | 16774.525000000 | 16804.762500000 | 16835.000000000 | IDR |
| USD | = | 3.136400000 | 3.139200000 | 3.142000000 | ILS |
| USD | = | 90.114000000 | 90.132000000 | 90.150000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1000055.000000000 | 1000305.000000000 | 1000555.000000000 | IRR |
| USD | = | 125.670000000 | 125.810000000 | 125.950000000 | ISK |
| USD | = | 157.210000000 | 158.110000000 | 159.010000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.748000000 | 157.991000000 | 158.234000000 | JPY |
| USD | = | 128.850000000 | 128.950000000 | 129.050000000 | KES |
| USD | = | 87.443500000 | 87.470650000 | 87.497800000 | KGS |
| USD | = | 4015.000000000 | 4020.000000000 | 4025.000000000 | KHR |
| USD | = | 421.120000000 | 422.120000000 | 423.120000000 | KMF |
| USD | = | 1458.640150000 | 1462.365075000 | 1466.090000000 | KRW |
| USD | = | 0.305750000 | 0.305800000 | 0.305850000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 510.230000000 | 510.740000000 | 511.250000000 | KZT |
| USD | = | 21505.000000000 | 21620.000000000 | 21735.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.050000000 | 309.100000000 | 309.150000000 | LKR |
| USD | = | 179.000000000 | 179.500000000 | 180.000000000 | LRD |
| USD | = | 16.384600000 | 16.386100000 | 16.387600000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.414300000 | 5.428150000 | 5.442000000 | LYD |
| USD | = | 9.201900000 | 9.207400000 | 9.212900000 | MAD |
| USD | = | 16.860000000 | 16.910000000 | 16.960000000 | MDL |
| USD | = | 4576.620000000 | 4628.040000000 | 4679.460000000 | MGA |
| USD | = | 52.510000000 | 52.730000000 | 52.950000000 | MKD |
| USD | = | 3650.000000000 | 3650.000000000 | 3650.000000000 | MMK |
| USD | = | 3559.000000000 | 3562.000000000 | 3565.000000000 | MNT |
| USD | = | 8.030000000 | 8.036000000 | 8.042000000 | MOP |
| USD | = | 39.830100000 | 40.010100000 | 40.190100000 | MRU |
| USD | = | 46.520000000 | 46.670000000 | 46.820000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.842250000 | 17.925212000 | 18.008173000 | MXN |
| USD | = | 4.060000000 | 4.063000000 | 4.066000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.384600000 | 16.386100000 | 16.387600000 | NAD |
| USD | = | 1422.650000000 | 1424.085000000 | 1425.520000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.065776000 | 10.071150000 | 10.076525000 | NOK |
| USD | = | 144.240000000 | 144.250000000 | 144.260000000 | NPR |
| USD | = | 1.729855401 | 1.732201628 | 1.734551219 | NZD |
| USD | = | 0.384870000 | 0.384990000 | 0.385110000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.359800000 | 3.360400000 | 3.361000000 | PEN |
| USD | = | 4.113533525 | 4.262574595 | 4.422821760 | PGK |
| USD | = | 59.052658000 | 59.155329000 | 59.258000000 | PHP |
| USD | = | 279.750000000 | 280.000000000 | 280.250000000 | PKR |
| USD | = | 3.608600000 | 3.609750000 | 3.610900000 | PLN |
| USD | = | 6503.000000000 | 6617.500000000 | 6732.000000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.360000000 | 4.362500000 | 4.365000000 | RON |
| USD | = | 100.430000000 | 100.575000000 | 100.720000000 | RSD |
| USD | = | 78.320500000 | 78.325000000 | 78.329500000 | RUB |
| USD | = | 1448.590000000 | 1457.090000000 | 1465.590000000 | RWF |
| USD | = | 3.750000000 | 3.750100000 | 3.750200000 | SAR |
| USD | = | 7.818608287 | 8.038585209 | 8.271298593 | SBD |
| USD | = | 13.843900000 | 13.844100000 | 13.844300000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.350200000 | 600.020700000 | 601.691200000 | SDG |
| USD | = | 9.154411000 | 9.172066000 | 9.189721000 | SEK |
| USD | = | 1.283225000 | 1.285631000 | 1.288038000 | SGD |
| USD | = | 0.743218134 | 0.743300999 | 0.743383883 | SHP |
| USD | = | 23.800000000 | 24.150000000 | 24.500000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.822000000 | 38.075000000 | 38.328000000 | SRD |
| USD | = | 4483.474600000 | 4548.474600000 | 4613.474600000 | SSP |
| USD | = | 20.997600000 | 21.213650000 | 21.429700000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.338700000 | 16.378700000 | 16.418700000 | SZL |
| USD | = | 31.095120000 | 31.177560000 | 31.260000000 | THB |
| USD | = | 9.250000000 | 9.305000000 | 9.360000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.874900000 | 2.892250000 | 2.909600000 | TND |
| USD | = | 2.326122354 | 2.387204583 | 2.451581269 | TOP |
| USD | = | 43.141800000 | 43.146800000 | 43.151800000 | TRY |
| USD | = | 6.758700000 | 6.792350000 | 6.826000000 | TTD |
| USD | = | 31.422100000 | 31.506050000 | 31.590000000 | TWD |
| USD | = | 2480.000000000 | 2497.500000000 | 2515.000000000 | TZS |
| USD | = | 43.287500000 | 43.293750000 | 43.300000000 | UAH |
| USD | = | 3598.000000000 | 3603.000000000 | 3608.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.820000000 | 38.835000000 | 38.850000000 | UYU |
| USD | = | 12094.180000000 | 12099.180000000 | 12104.180000000 | UZS |
| USD | = | 329.549162000 | 329.962131000 | 330.375100000 | VES |
| USD | = | 26270.000000000 | 26275.000000000 | 26280.000000000 | VND |
| USD | = | 119.040000000 | 119.340000000 | 119.640000000 | VUV |
| USD | = | 2.674511901 | 2.755580049 | 2.841716396 | WST |
| USD | = | 562.140000000 | 573.850000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 558.250000000 | 561.750000000 | 565.250000000 | XOF |
| USD | = | 101.970000000 | 102.425000000 | 102.880000000 | XPF |
| USD | = | 238.090000000 | 238.340000000 | 238.590000000 | YER |
| USD | = | 16.378900000 | 16.387450000 | 16.396000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.400000000 | 19.425000000 | 19.450000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.