Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/12/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 65.990000000 | 66.090000000 | 66.190000000 | AFN |
| USD | = | 82.580000000 | 82.895000000 | 83.210000000 | ALL |
| USD | = | 380.210000000 | 381.210000000 | 382.210000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.286000000 | 918.986000000 | 925.686000000 | AOA |
| USD | = | 1464.500000000 | 1464.750000000 | 1465.000000000 | ARS |
| USD | = | 1.494582884 | 1.495658104 | 1.496737113 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.677400000 | 1.684350000 | 1.691300000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376850000 | 0.376975000 | 0.377100000 | BHD |
| USD | = | 2942.500000000 | 2961.000000000 | 2979.500000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.286900000 | 1.287400000 | 1.287900000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.370800000 | 5.371250000 | 5.371700000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.215000000 | 90.243500000 | 90.272000000 | BTN |
| USD | = | 13.755158184 | 13.927576601 | 14.104372355 | BWP |
| USD | = | 2.907000000 | 2.928100000 | 2.949200000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.389639000 | 1.391248000 | 1.392856000 | CAD |
| USD | = | 2135.000000000 | 2155.000000000 | 2175.000000000 | CDF |
| USD | = | 0.801009000 | 0.801692000 | 0.802375000 | CHF |
| USD | = | 892.910000000 | 893.325000000 | 893.740000000 | CLP |
| USD | = | 6.942314000 | 6.959907000 | 6.977500000 | CNY |
| USD | = | 3712.500000000 | 3715.000000000 | 3717.500000000 | COP |
| USD | = | 494.490000000 | 497.245000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.850000000 | 95.290000000 | 95.730000000 | CVE |
| USD | = | 20.874000000 | 20.884500000 | 20.895000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.397448000 | 6.428092000 | 6.458735000 | DKK |
| USD | = | 63.400000000 | 63.630000000 | 63.860000000 | DOP |
| USD | = | 129.490000000 | 130.137500000 | 130.785000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.177500000 | 47.213750000 | 47.250000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.208300000 | 155.708300000 | 156.208300000 | ETB |
| USD | = | 0.860029361 | 0.860285356 | 0.860542244 | EUR |
| USD | = | 2.234137622 | 2.277385561 | 2.322340919 | FJD |
| USD | = | 0.745879018 | 0.746101619 | 0.746324352 | FKP |
| USD | = | 0.746537744 | 0.746619121 | 0.746699959 | GBP |
| USD | = | 2.665000000 | 2.696000000 | 2.727000000 | GEL |
| USD | = | 10.700000000 | 10.720000000 | 10.740000000 | GHS |
| USD | = | 0.745879018 | 0.746101619 | 0.746324352 | GIP |
| USD | = | 73.250000000 | 73.875000000 | 74.500000000 | GMD |
| USD | = | 8707.000000000 | 8753.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.667500000 | 7.675000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.775878000 | 7.795567000 | 7.815255000 | HKD |
| USD | = | 26.342700000 | 26.371350000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 331.550000000 | 331.790000000 | 332.030000000 | HUF |
| USD | = | 16744.615000000 | 16774.807500000 | 16805.000000000 | IDR |
| USD | = | 3.143600000 | 3.151100000 | 3.158600000 | ILS |
| USD | = | 90.215000000 | 90.243500000 | 90.272000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1000010.000000000 | 1000260.000000000 | 1000510.000000000 | IRR |
| USD | = | 126.490000000 | 126.630000000 | 126.770000000 | ISK |
| USD | = | 157.710000000 | 158.610000000 | 159.510000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.883800000 | 158.126000000 | 158.368200000 | JPY |
| USD | = | 128.850000000 | 128.950000000 | 129.050000000 | KES |
| USD | = | 87.417700000 | 87.444850000 | 87.472000000 | KGS |
| USD | = | 4014.500000000 | 4019.500000000 | 4024.500000000 | KHR |
| USD | = | 422.490000000 | 423.490000000 | 424.490000000 | KMF |
| USD | = | 1449.734900000 | 1453.592450000 | 1457.450000000 | KRW |
| USD | = | 0.305750000 | 0.305800000 | 0.305850000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 510.750000000 | 511.260000000 | 511.770000000 | KZT |
| USD | = | 21502.000000000 | 21617.000000000 | 21732.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.100000000 | 309.150000000 | 309.200000000 | LKR |
| USD | = | 179.000000000 | 179.500000000 | 180.000000000 | LRD |
| USD | = | 16.486700000 | 16.488150000 | 16.489600000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.410200000 | 5.424050000 | 5.437900000 | LYD |
| USD | = | 9.225100000 | 9.232200000 | 9.239300000 | MAD |
| USD | = | 16.800000000 | 16.850000000 | 16.900000000 | MDL |
| USD | = | 4557.170000000 | 4571.670000000 | 4586.170000000 | MGA |
| USD | = | 52.610000000 | 52.925000000 | 53.240000000 | MKD |
| USD | = | 3650.000000000 | 3650.000000000 | 3650.000000000 | MMK |
| USD | = | 3558.000000000 | 3561.000000000 | 3564.000000000 | MNT |
| USD | = | 8.028000000 | 8.033000000 | 8.038000000 | MOP |
| USD | = | 39.830100000 | 40.010100000 | 40.190100000 | MRU |
| USD | = | 46.560000000 | 46.710000000 | 46.860000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.893094000 | 17.978077000 | 18.063061000 | MXN |
| USD | = | 4.070000000 | 4.077500000 | 4.085000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.486700000 | 16.488150000 | 16.489600000 | NAD |
| USD | = | 1424.000000000 | 1426.500000000 | 1429.000000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.086504000 | 10.092560000 | 10.098617000 | NOK |
| USD | = | 144.260000000 | 144.270000000 | 144.280000000 | NPR |
| USD | = | 1.743153329 | 1.745517511 | 1.747888114 | NZD |
| USD | = | 0.384870000 | 0.384990000 | 0.385110000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.360400000 | 3.360950000 | 3.361500000 | PEN |
| USD | = | 4.130524576 | 4.262574595 | 4.403346543 | PGK |
| USD | = | 59.054654000 | 59.161827000 | 59.269000000 | PHP |
| USD | = | 279.750000000 | 280.000000000 | 280.250000000 | PKR |
| USD | = | 3.622400000 | 3.623450000 | 3.624500000 | PLN |
| USD | = | 6503.000000000 | 6617.500000000 | 6732.000000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.375200000 | 4.376600000 | 4.378000000 | RON |
| USD | = | 100.710000000 | 100.805000000 | 100.900000000 | RSD |
| USD | = | 78.995500000 | 79.000000000 | 79.004500000 | RUB |
| USD | = | 1451.500000000 | 1458.000000000 | 1464.500000000 | RWF |
| USD | = | 3.750000000 | 3.750100000 | 3.750200000 | SAR |
| USD | = | 7.818608287 | 8.038585209 | 8.271298593 | SBD |
| USD | = | 14.549800000 | 14.924950000 | 15.300100000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.450200000 | 600.120700000 | 601.791200000 | SDG |
| USD | = | 9.203119000 | 9.219989000 | 9.236859000 | SEK |
| USD | = | 1.284930000 | 1.287332000 | 1.289734000 | SGD |
| USD | = | 0.747719455 | 0.747803327 | 0.747887218 | SHP |
| USD | = | 23.800000000 | 24.150000000 | 24.500000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.820000000 | 38.073000000 | 38.326000000 | SRD |
| USD | = | 4493.729400000 | 4558.729400000 | 4623.729400000 | SSP |
| USD | = | 21.071600000 | 21.293100000 | 21.514600000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.450400000 | 16.486750000 | 16.523100000 | SZL |
| USD | = | 31.204680000 | 31.282340000 | 31.360000000 | THB |
| USD | = | 9.200000000 | 9.280000000 | 9.360000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.879000000 | 2.882500000 | 2.886000000 | TND |
| USD | = | 2.329916123 | 2.391200382 | 2.455795677 | TOP |
| USD | = | 43.105600000 | 43.142050000 | 43.178500000 | TRY |
| USD | = | 6.757900000 | 6.791950000 | 6.826000000 | TTD |
| USD | = | 31.429065000 | 31.538032500 | 31.647000000 | TWD |
| USD | = | 2480.000000000 | 2497.500000000 | 2515.000000000 | TZS |
| USD | = | 43.150200000 | 43.158600000 | 43.167000000 | UAH |
| USD | = | 3595.000000000 | 3600.000000000 | 3605.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.940000000 | 38.955000000 | 38.970000000 | UYU |
| USD | = | 12126.550000000 | 12131.550000000 | 12136.550000000 | UZS |
| USD | = | 329.549162000 | 329.962131000 | 330.375100000 | VES |
| USD | = | 26230.000000000 | 26255.000000000 | 26280.000000000 | VND |
| USD | = | 119.360000000 | 119.660000000 | 119.960000000 | VUV |
| USD | = | 2.682403433 | 2.763957987 | 2.850627137 | WST |
| USD | = | 563.600000000 | 569.140000000 | 574.680000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 560.000000000 | 563.500000000 | 567.000000000 | XOF |
| USD | = | 102.330000000 | 102.805000000 | 103.280000000 | XPF |
| USD | = | 238.140000000 | 238.390000000 | 238.640000000 | YER |
| USD | = | 16.484400000 | 16.495250000 | 16.506100000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.400000000 | 19.425000000 | 19.450000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.