Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/08/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 65.980000000 | 66.080000000 | 66.180000000 | AFN |
| USD | = | 82.220000000 | 82.655000000 | 83.090000000 | ALL |
| USD | = | 380.750000000 | 381.750000000 | 382.750000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.286000000 | 918.986000000 | 925.686000000 | AOA |
| USD | = | 1460.000000000 | 1460.500000000 | 1461.000000000 | ARS |
| USD | = | 1.486568850 | 1.487625927 | 1.488686725 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.669800000 | 1.676700000 | 1.683600000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376840000 | 0.376965000 | 0.377090000 | BHD |
| USD | = | 2947.360000000 | 2959.360000000 | 2971.360000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.282700000 | 1.282750000 | 1.282800000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.384800000 | 5.385200000 | 5.385600000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.855000000 | 89.862500000 | 89.870000000 | BTN |
| USD | = | 13.736263736 | 13.898540653 | 14.064697609 | BWP |
| USD | = | 2.905900000 | 2.940150000 | 2.974400000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.383973000 | 1.385577000 | 1.387182000 | CAD |
| USD | = | 2247.500000000 | 2298.750000000 | 2350.000000000 | CDF |
| USD | = | 0.796955000 | 0.797647000 | 0.798338000 | CHF |
| USD | = | 895.250000000 | 895.680000000 | 896.110000000 | CLP |
| USD | = | 6.961517500 | 6.979708750 | 6.997900000 | CNY |
| USD | = | 3754.500000000 | 3757.000000000 | 3759.500000000 | COP |
| USD | = | 494.210000000 | 497.105000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.420000000 | 94.855000000 | 95.290000000 | CVE |
| USD | = | 20.786000000 | 20.795500000 | 20.805000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.368750000 | 6.399174000 | 6.429598000 | DKK |
| USD | = | 63.290000000 | 63.480000000 | 63.670000000 | DOP |
| USD | = | 129.281000000 | 129.927000000 | 130.573000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.200000000 | 47.250000000 | 47.300000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.260000000 | 155.760000000 | 156.260000000 | ETB |
| USD | = | 0.856081560 | 0.856334477 | 0.856586809 | EUR |
| USD | = | 2.229157378 | 2.272210861 | 2.316960148 | FJD |
| USD | = | 0.742170105 | 0.742197647 | 0.742225191 | FKP |
| USD | = | 0.742921076 | 0.743004979 | 0.743088349 | GBP |
| USD | = | 2.665000000 | 2.696000000 | 2.727000000 | GEL |
| USD | = | 10.700000000 | 10.715000000 | 10.730000000 | GHS |
| USD | = | 0.742170105 | 0.742197647 | 0.742225191 | GIP |
| USD | = | 73.250000000 | 73.875000000 | 74.500000000 | GMD |
| USD | = | 8709.000000000 | 8754.500000000 | 8800.000000000 | GNF |
| USD | = | 7.655000000 | 7.665000000 | 7.675000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.767844000 | 7.787221000 | 7.806597000 | HKD |
| USD | = | 26.323800000 | 26.361900000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 329.230000000 | 329.460000000 | 329.690000000 | HUF |
| USD | = | 16719.690000000 | 16749.845000000 | 16780.000000000 | IDR |
| USD | = | 3.165200000 | 3.169750000 | 3.174300000 | ILS |
| USD | = | 89.825000000 | 89.851000000 | 89.877000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 993580.000000000 | 993830.000000000 | 994080.000000000 | IRR |
| USD | = | 125.930000000 | 126.065000000 | 126.200000000 | ISK |
| USD | = | 157.410000000 | 158.310000000 | 159.210000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 156.445000000 | 156.685500000 | 156.926000000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.417700000 | 87.444850000 | 87.472000000 | KGS |
| USD | = | 4011.000000000 | 4016.000000000 | 4021.000000000 | KHR |
| USD | = | 420.810000000 | 421.810000000 | 422.810000000 | KMF |
| USD | = | 1439.934150000 | 1443.622075000 | 1447.310000000 | KRW |
| USD | = | 0.305450000 | 0.305500000 | 0.305550000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 510.080000000 | 510.590000000 | 511.100000000 | KZT |
| USD | = | 21500.000000000 | 21615.000000000 | 21730.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 310.000000000 | 310.050000000 | 310.100000000 | LKR |
| USD | = | 178.000000000 | 179.000000000 | 180.000000000 | LRD |
| USD | = | 16.457400000 | 16.458900000 | 16.460400000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.405700000 | 5.419550000 | 5.433400000 | LYD |
| USD | = | 9.211600000 | 9.215600000 | 9.219600000 | MAD |
| USD | = | 16.650000000 | 16.700000000 | 16.750000000 | MDL |
| USD | = | 4573.280000000 | 4624.665000000 | 4676.050000000 | MGA |
| USD | = | 52.460000000 | 52.685000000 | 52.910000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3557.000000000 | 3560.000000000 | 3563.000000000 | MNT |
| USD | = | 8.021000000 | 8.027000000 | 8.033000000 | MOP |
| USD | = | 39.840000000 | 39.899750000 | 39.959500000 | MRU |
| USD | = | 46.300000000 | 46.450000000 | 46.600000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.899215000 | 17.983063000 | 18.066911000 | MXN |
| USD | = | 4.055000000 | 4.057500000 | 4.060000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.457400000 | 16.458900000 | 16.460400000 | NAD |
| USD | = | 1419.900000000 | 1422.650000000 | 1425.400000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.077123000 | 10.081205000 | 10.085287000 | NOK |
| USD | = | 143.810000000 | 143.815000000 | 143.820000000 | NPR |
| USD | = | 1.729511343 | 1.731901627 | 1.734295520 | NZD |
| USD | = | 0.384870000 | 0.384990000 | 0.385110000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.362300000 | 3.362400000 | 3.362500000 | PEN |
| USD | = | 4.111842105 | 4.260758414 | 4.420866489 | PGK |
| USD | = | 59.154454000 | 59.256727000 | 59.359000000 | PHP |
| USD | = | 280.800000000 | 282.650000000 | 284.500000000 | PKR |
| USD | = | 3.603900000 | 3.604700000 | 3.605500000 | PLN |
| USD | = | 6746.680000000 | 6752.515000000 | 6758.350000000 | PYG |
| USD | = | 3.644800000 | 3.645150000 | 3.645500000 | QAR |
| USD | = | 4.356100000 | 4.358000000 | 4.359900000 | RON |
| USD | = | 100.370000000 | 100.460000000 | 100.550000000 | RSD |
| USD | = | 80.495500000 | 80.500000000 | 80.504500000 | RUB |
| USD | = | 1448.330000000 | 1456.830000000 | 1465.330000000 | RWF |
| USD | = | 3.750000000 | 3.750100000 | 3.750200000 | SAR |
| USD | = | 7.818608287 | 8.038585209 | 8.271298593 | SBD |
| USD | = | 13.687200000 | 13.687400000 | 13.687600000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 9.170470000 | 9.188453000 | 9.206437000 | SEK |
| USD | = | 1.280002000 | 1.282407000 | 1.284813000 | SGD |
| USD | = | 0.743604997 | 0.743687948 | 0.743770918 | SHP |
| USD | = | 23.800000000 | 24.100000000 | 24.400000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.840000000 | 38.093000000 | 38.346000000 | SRD |
| USD | = | 4491.958300000 | 4556.958300000 | 4621.958300000 | SSP |
| USD | = | 20.979600000 | 21.195500000 | 21.411400000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.550000000 | 115.550000000 | 120.550000000 | SYP |
| USD | = | 16.421000000 | 16.449250000 | 16.477500000 | SZL |
| USD | = | 31.204680000 | 31.277340000 | 31.350000000 | THB |
| USD | = | 9.250000000 | 9.285000000 | 9.320000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.878600000 | 2.895800000 | 2.913000000 | TND |
| USD | = | 2.323420074 | 2.384358607 | 2.448579823 | TOP |
| USD | = | 43.021200000 | 43.041600000 | 43.062000000 | TRY |
| USD | = | 6.753800000 | 6.789900000 | 6.826000000 | TTD |
| USD | = | 31.301705000 | 31.385352500 | 31.469000000 | TWD |
| USD | = | 2440.000000000 | 2475.000000000 | 2510.000000000 | TZS |
| USD | = | 42.920100000 | 42.926050000 | 42.932000000 | UAH |
| USD | = | 3598.000000000 | 3603.000000000 | 3608.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.930000000 | 38.945000000 | 38.960000000 | UYU |
| USD | = | 12028.280000000 | 12033.280000000 | 12038.280000000 | UZS |
| USD | = | 320.229719000 | 320.631010000 | 321.032300000 | VES |
| USD | = | 26271.000000000 | 26274.000000000 | 26277.000000000 | VND |
| USD | = | 119.010000000 | 119.305000000 | 119.600000000 | VUV |
| USD | = | 2.671653753 | 2.752546105 | 2.838489923 | WST |
| USD | = | 561.750000000 | 573.655000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 557.750000000 | 561.250000000 | 564.750000000 | XOF |
| USD | = | 101.880000000 | 102.335000000 | 102.790000000 | XPF |
| USD | = | 238.090000000 | 238.340000000 | 238.590000000 | YER |
| USD | = | 16.446500000 | 16.455000000 | 16.463500000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.900000000 | 19.925000000 | 19.950000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.