Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 01/02/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672700000 | 3.672800000 | 3.672900000 | AED |
| USD | = | 65.970000000 | 66.070000000 | 66.170000000 | AFN |
| USD | = | 81.950000000 | 82.275000000 | 82.600000000 | ALL |
| USD | = | 380.360000000 | 381.360000000 | 382.360000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.286000000 | 923.032000000 | 933.778000000 | AOA |
| USD | = | 1451.000000000 | 1451.500000000 | 1452.000000000 | ARS |
| USD | = | 1.496266814 | 1.497344459 | 1.498423658 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.659400000 | 1.666200000 | 1.673000000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.270000000 | 122.295000000 | 122.320000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376920000 | 0.376970000 | 0.377020000 | BHD |
| USD | = | 2946.530000000 | 2958.530000000 | 2970.530000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.284900000 | 1.285050000 | 1.285200000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.477000000 | 5.477750000 | 5.478500000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.962500000 | 89.967500000 | 89.972500000 | BTN |
| USD | = | 13.812154696 | 13.966480446 | 14.124293785 | BWP |
| USD | = | 2.913100000 | 2.937550000 | 2.962000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.370106000 | 1.371689000 | 1.373273000 | CAD |
| USD | = | 2215.000000000 | 2282.500000000 | 2350.000000000 | CDF |
| USD | = | 0.791317000 | 0.791996000 | 0.792675000 | CHF |
| USD | = | 899.000000000 | 900.000000000 | 901.000000000 | CLP |
| USD | = | 6.958134500 | 6.976217250 | 6.994300000 | CNY |
| USD | = | 3765.920000000 | 3770.750000000 | 3775.580000000 | COP |
| USD | = | 495.000000000 | 497.500000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.830000000 | 94.260000000 | 94.690000000 | CVE |
| USD | = | 20.557000000 | 20.587000000 | 20.617000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.325420000 | 6.355817000 | 6.386215000 | DKK |
| USD | = | 62.900000000 | 63.090000000 | 63.280000000 | DOP |
| USD | = | 128.921000000 | 129.565500000 | 130.210000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.650000000 | 47.700000000 | 47.750000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.888500000 | 155.388500000 | 155.888500000 | ETB |
| USD | = | 0.850742357 | 0.850992129 | 0.851242047 | EUR |
| USD | = | 2.236636099 | 2.279981760 | 2.325040688 | FJD |
| USD | = | 0.742115027 | 0.742197647 | 0.742280285 | FKP |
| USD | = | 0.742083637 | 0.742167351 | 0.742251084 | GBP |
| USD | = | 2.665000000 | 2.696000000 | 2.727000000 | GEL |
| USD | = | 10.450000000 | 10.500000000 | 10.550000000 | GHS |
| USD | = | 0.742115027 | 0.742197647 | 0.742280285 | GIP |
| USD | = | 73.180000000 | 73.840000000 | 74.500000000 | GMD |
| USD | = | 8717.000000000 | 8748.500000000 | 8780.000000000 | GNF |
| USD | = | 7.660000000 | 7.670000000 | 7.680000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.769978000 | 7.789308000 | 7.808638000 | HKD |
| USD | = | 26.326200000 | 26.363100000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.440700000 | 130.890500000 | 131.340300000 | HTG |
| USD | = | 326.740000000 | 326.940000000 | 327.140000000 | HUF |
| USD | = | 16619.990000000 | 16649.995000000 | 16680.000000000 | IDR |
| USD | = | 3.181000000 | 3.185950000 | 3.190900000 | ILS |
| USD | = | 89.962500000 | 89.967500000 | 89.972500000 | INR |
| USD | = | 1309.480000000 | 1309.980000000 | 1310.480000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.140000000 | 125.270000000 | 125.400000000 | ISK |
| USD | = | 158.010000000 | 158.910000000 | 159.810000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 156.485900000 | 156.727500000 | 156.969100000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.417700000 | 87.444850000 | 87.472000000 | KGS |
| USD | = | 4004.000000000 | 4009.000000000 | 4014.000000000 | KHR |
| USD | = | 419.110000000 | 420.110000000 | 421.110000000 | KMF |
| USD | = | 1435.436750000 | 1439.113375000 | 1442.790000000 | KRW |
| USD | = | 0.307650000 | 0.307850000 | 0.308050000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 506.890000000 | 507.400000000 | 507.910000000 | KZT |
| USD | = | 21505.000000000 | 21620.000000000 | 21735.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.500000000 | 309.600000000 | 309.700000000 | LKR |
| USD | = | 177.000000000 | 178.000000000 | 179.000000000 | LRD |
| USD | = | 16.568400000 | 16.569900000 | 16.571400000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.402000000 | 5.415850000 | 5.429700000 | LYD |
| USD | = | 9.110300000 | 9.114900000 | 9.119500000 | MAD |
| USD | = | 16.690000000 | 16.740000000 | 16.790000000 | MDL |
| USD | = | 4575.390000000 | 4589.890000000 | 4604.390000000 | MGA |
| USD | = | 52.180000000 | 52.395000000 | 52.610000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3557.000000000 | 3560.000000000 | 3563.000000000 | MNT |
| USD | = | 8.018000000 | 8.023000000 | 8.028000000 | MOP |
| USD | = | 39.780000000 | 39.840000000 | 39.900000000 | MRU |
| USD | = | 46.100000000 | 46.250000000 | 46.400000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.904335000 | 17.987567000 | 18.070800000 | MXN |
| USD | = | 4.052000000 | 4.055000000 | 4.058000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.568400000 | 16.569900000 | 16.571400000 | NAD |
| USD | = | 1444.000000000 | 1446.500000000 | 1449.000000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.055804000 | 10.068647000 | 10.081490000 | NOK |
| USD | = | 143.940000000 | 143.950000000 | 143.960000000 | NPR |
| USD | = | 1.734451939 | 1.736837808 | 1.739227226 | NZD |
| USD | = | 0.384980000 | 0.385025000 | 0.385070000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.360100000 | 3.360600000 | 3.361100000 | PEN |
| USD | = | 4.246284501 | 4.319654427 | 4.395604395 | PGK |
| USD | = | 58.745274000 | 58.849137000 | 58.953000000 | PHP |
| USD | = | 279.800000000 | 280.025000000 | 280.250000000 | PKR |
| USD | = | 3.584500000 | 3.588250000 | 3.592000000 | PLN |
| USD | = | 6554.610000000 | 6564.895000000 | 6575.180000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.334500000 | 4.337950000 | 4.341400000 | RON |
| USD | = | 99.740000000 | 99.825000000 | 99.910000000 | RSD |
| USD | = | 78.745500000 | 78.750000000 | 78.754500000 | RUB |
| USD | = | 1448.080000000 | 1456.580000000 | 1465.080000000 | RWF |
| USD | = | 3.750100000 | 3.750200000 | 3.750300000 | SAR |
| USD | = | 7.830853563 | 8.051529790 | 8.285004142 | SBD |
| USD | = | 14.864100000 | 15.239250000 | 15.614400000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.182271000 | 9.205279000 | 9.228286000 | SEK |
| USD | = | 1.282725000 | 1.285138000 | 1.287551000 | SGD |
| USD | = | 0.742776498 | 0.742859265 | 0.742942050 | SHP |
| USD | = | 23.700000000 | 24.050000000 | 24.400000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.807000000 | 38.060000000 | 38.313000000 | SRD |
| USD | = | 4486.549600000 | 4551.549600000 | 4616.549600000 | SSP |
| USD | = | 20.849200000 | 21.062850000 | 21.276500000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 16.529900000 | 16.561700000 | 16.593500000 | SZL |
| USD | = | 31.433760000 | 31.516880000 | 31.600000000 | THB |
| USD | = | 9.190000000 | 9.235000000 | 9.280000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.867700000 | 2.884800000 | 2.901900000 | TND |
| USD | = | 2.328288707 | 2.389486260 | 2.453987730 | TOP |
| USD | = | 42.934500000 | 42.999750000 | 43.065000000 | TRY |
| USD | = | 6.768000000 | 6.797000000 | 6.826000000 | TTD |
| USD | = | 31.147480000 | 31.240740000 | 31.334000000 | TWD |
| USD | = | 2440.000000000 | 2460.000000000 | 2480.000000000 | TZS |
| USD | = | 42.100000000 | 42.150000000 | 42.200000000 | UAH |
| USD | = | 3615.000000000 | 3620.000000000 | 3625.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.040000000 | 39.055000000 | 39.070000000 | UYU |
| USD | = | 11999.410000000 | 12004.410000000 | 12009.410000000 | UZS |
| USD | = | 300.617473000 | 300.994187000 | 301.370900000 | VES |
| USD | = | 26295.000000000 | 26300.000000000 | 26305.000000000 | VND |
| USD | = | 119.320000000 | 119.620000000 | 119.920000000 | VUV |
| USD | = | 2.671653753 | 2.752546105 | 2.838489923 | WST |
| USD | = | 557.580000000 | 558.230000000 | 558.880000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 555.500000000 | 559.000000000 | 562.500000000 | XOF |
| USD | = | 101.250000000 | 101.695000000 | 102.140000000 | XPF |
| USD | = | 238.100000000 | 238.350000000 | 238.600000000 | YER |
| USD | = | 16.552600000 | 16.564750000 | 16.576900000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.100000000 | 22.125000000 | 22.150000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.